Welcome to the Life success and legacy podcast.
We're glad you're here here and we hope
you enjoyed the episode.
Hey everybody. I wanna welcome you back here
to this episode of the life success legacy
podcast.
I'm Chris Bay part of the Ls ssl
team, and I am
so very, very excited to introduce to you
all 2 of Ls sells Fab.
We have pay 10, Taipei pay,
Hi.
And we have Nino gonzalez. What's that N?
Chris, man. How's it going?
School really well.
Thank you guys for taking time
to join me today. We've been doing more...
We've... On a series here of interviews that
we've been doing with some of our clients,
and you guys have been some of our
favorite and best clients at Ls ssl.
And so I wanna introduce you guys to
our team or to our listeners. But then
I also... You guys are working on a
project, a a cool little project that I
want our listeners to listen to because as
you all know,
we stay in our lane. Like, we resist
the urge,
of the shiny objects that are out there.
Right? We work really hard to stay in
our lane.
You 2
and knowing your personalities,
you have no lane.
So we make the most your lanes are,
like, 8 wide, and they're rolling all over
the place. Right?
We're like water. With Exactly. You just flow.
Right? 8 So let's get into all that.
So first of all, let's just do a
quick little intro,
for those of who of you who don't
know. 1 of our team members Mike Kwan,
pay and Mike are married
and have a beautiful
daughter, talented and brilliant daughter Jackie,
who
they're involved in some college
preparations right now. Right?
Actually, yes. We just met with her high
school
college
adviser this morning.
Just wanted to get some information and see
if we are on the right track, and
we show our So, yeah. Confident a hundred
percent there.
Yeah. So... Yeah. We're definitely in the
in the hot seat here as far as,
you know, being a rising senior parents. So
Yes.
Deck? That is a a busy time of
life having gone through that twice myself.
We are close to graduating in December our
youngest. So,
I think we will actually experience a raise
come 20 25.
For congratulations. Yes. We are about to actually
get into a a dip funny? Yes. You
are.
Absolutely.
And Nino,
thank you for joining us.
Nino, and I got to hang out at
the... Well, a couple different times, but I
was primarily thinking of the, Nelson Ash institute
think tank,
where you and I had some conversations, especially
1 in particular that we had in the
hallway that really impacted me.
I'm really excited for if our listeners have
not, don't know of Nino.
He is a fascinating
that driven motivated
individual. And what pay and Nino together are
creating
is really a gift
to
people in general if they're out there looking.
Or our listeners,
what I would hope that you would walk
away with today is because Ls ssl stays
so much at our lane,
you're gonna get an opportunity with what Nino
and pay our offering is to get out
side that lane a little bit and expand
your mind in some different areas.
Okay?
So,
first of all, for you guys,
tell a little bit about your project that
you're working on.
So we're actually doing a a podcast, and
the podcast title is going to be
finding financial fitness. And where this stemmed from
is, so pei and I met,
I would say, hey and Mike where my
mentors when I got into Tar. Luckily, they
were in the Houston area,
and I got to pick their brain,
plenty of times they were so open, so
willing to kinda let me in. And from
that, stem a really good friendship and and
relationship with the 2 of them, got introduced
to Ll llc that way as well. And
so from there, we was let's
brainstorm storm Let's strategize, and I saw a
pay moving at this pace that was in
sync with what I was doing. I said,
okay. Wait. Pay wants to try this. I'm
gonna try that. Pay wants to try this.
I'm gonna try that because there was there's
so many things out there, and I love
how pays trial by error. Right? If she
fails. She fails, if she succeeds, then she
succeeds. So I got I got a chance
to really get to know her very well,
and we we move on the same same
wavelength. And we built a lot of success
by partnering together in a lot of investments
that we've done. We've had a lot of
very, very deep conversations about essentially what it
all means. And there was times where Pei
and I've been on planes, been on walks,
been on drives, where we just have deep
more tactical questions,
tactical
conversations, but also more deeper questions and deeper
conversations. And then Well we go to our
pot logs and when we talk about it
on our infamous Whatsapp chat, people were saying,
oh, I wish I would've have been there.
Alright, I wish I was a fly on
the wall. I wish I could've have heard
that. And I find ourselves
multiple times when we meet with people,
repeating a lot of the same information that
we've had conversations with multiple times. Yeah. And
I got... To thinking... And I figured it,
hey, why don't we just record basically our
conversations that we're already having. Our strategy sessions,
our deeper
strategy sessions and released that to people because
the... We had gotten a
urgency a need for people wanting to learn
how to do... How to implement Ib with
the income snowball with the 10 other things
that we're were doing. Maybe they wanna pick
on 3 of them. So for us, it
was let's let's try... Let's try it out.
Let's have these conversations, and let's peep let
have people get into our brains a little
bit and see. What our strategy is like
and and what we're about, but also
why we're doing it. Does that sum it
up bay? Oh, yeah. And, you know, we
are complete open books.
And I think...
This is true. That's that's part of why
our pot or our our meetups are so
successful because we don't hide anything. If there's
something that we try and didn't work out,
we'll let you know.
We'll be the first to let you know.
But
yeah, that's that's the the goal of doing
this is to not just share, like, the
technical
spreadsheets and stuff. Those that, I mean, just
plenty of those. Things out there. But, like,
it's some emotional attachment
To money
that we're just also tackling ourselves. Right? We
all have things
things that, you know, at layers and layers
of of, you know,
of
reactions that we we have 2 things,
more information that we have to analyze as
ourselves as well. So we're like, why not?
Open it up so that people know what
we're thinking, Like, literally open our brain up,
and let people see what's inside. Right? Nothing
too hide.
When I love that,
that that
authentic, transparent,
sharing.
I reminded... I mean, we do. We all
have a relationship with money just like we
do with food, Right? Mh.
We have a relationship, and that can be
healthy and unhealthy, and now I'm talking outside
my lane. And this is where I need
to lean into Nino on that piece, which
we're gonna come back to that, but Pay
Reminded this morning I was talking with Haley
David Sc,
and she said... And I say, what was
it like when you first met Mike and
pay, and you went to their home? And
she said,
You know, the very first thing you walk
in the front door and you look to
the left and what would be a dining
room is actually almost like a an office
or a faint tank, and the entire wall
is filled with this whiteboard and all of
your ideas and your moves and everything that
you guys are thinking about and doing and
planning and all. She like, you can't escape
it.
And and I've experienced that with you guys
too. And what I love about it is
1, it shows we're wide open here, and
we're we... We're ready to engage and have
conversations and share and think, and what can
we build together? What I also love and
with you and Nino, and and I would
use the term Gal sizing, you too are
Gal.
Mike Eb has that you unique ability that
genius also
is that
sizing people are you're like magnets. People are
drawn to you.
You're like that that bug light. Right? Like...
I'm the mosquito and I just can't avoid
you pay, Nino. I I see you guys,
and I just have to fly towards you.
Right? Hopefully he know what's that.
Yeah. Exactly. Without the app.
And... But what I love about
you guys is
you're doing it
simply to share.
Like there's no
expectation of any...
Anything. You just are sharing what you guys
are doing. And I think your pot looks
are an example of that. So, yeah. So
Nino, your podcast,
you it's finding
financial fitness. Right?
That's right. And there is that fitness piece
of that And and so I'm wondering if
you... For our listeners would share a little
bit because that's a big part of your
life and what you bring to this and
why that's a piece of it. Can you
kind of connect the dots for people?
Yeah. Definitely. And I think, hopefully, we... Chris,
you and I'll be able to have another
podcast where we can kind of give my
background a little bit, but just a very
clear summary of it is I come from
the world of, as a. That that is
what I was by trade and still currently
am I was around the the fitness, the
body in the world, the sports as a
soccer player, basically my whole life. And what
I noticed was...
When I became physically fit and getting ready
for a body building show or getting ready
for a sports competition. The disciplines required to
achieve that status and that ph,
those same attributes. I'd later realize were the
same ones that may be successful in the
financial world
And I felt like I was just... I
felt that was by accident. And was not
intentional. The waking up early, the paying attention
to my discipline, my routine, my structure
that all translated because that's what I knew.
But then after the fact I realized, wow,
all of the same
things that I focused on, in the fitness
world very quickly translated into the finance world.
And so
from that, I then learned, okay. Well, I've
hit what most would deem financial success. I
hit what most would deem on a fitness
level successful as well. But what is it
all mean? Well it off for Hey quest.
Right? And I... And that always... Because that
always led me back because doing a body
building show just because you're physically fit, and
you might have a 6 pack that doesn't
always equate to longevity and living long. There's
a difference between health span and span
Right? Lifespan is how long you live. Health
spend the quality of your life in that
duration. And being physically fit at 5 percent
body fat doesn't necessarily entail you're gonna live
till 95 or a hundred being healthy, both
emotionally and and mentally healthy and happy. And
so I realized okay, well I had to
start asking that question differently. Same thing in
the finance world. Okay. You think money's is
gonna solve my problems If I make x
amount of money, rates. I'll be. I'll be
stress free. But then you meet that number
and you realize, wait, I'm still just that
stressed if not more stressed because now I
have more money and therefore more problems.
So How do I address that? So I
think go... The the thing that links up,
the 2 of those is the the mental
side and the emotional side. And that's part
of what we're exploring is I think it's
very difficult. Yes. You could isolate 1. What
are the 2 most popular
books and
Youtube channels and podcasts that you're gonna listen
to. How to make money and how to
get in shape? But very rarely do you
see them combined in overlap? And that's where
I think our unique niche is is to
be able to come in and bridge the
2. Because then if you can... If you
can financially succeed and have that same discipline,
the translation to your your physical health is
in my opinion pretty simple. It's just, hey,
let's let's apply these same disciplines.
To what you're doing going to the gym
or how you're gonna eat. And I love
it because that... That's such a unique gap
and ultimately it it enhances our quality of
life, which is a question
that we're all after is how can I
live a appian until fulfilled life?
Absolutely.
Hey, how does that... That piece for you
fit in with that in your own personal
life just with the the financial pieces, which
you are? Clearly motivated and have success of
your own, you and Mike in building your
financial future.
And then blending in that that health and
that call of life piece. How does that
come together for you?
It's funny before the show we were kinda
joking a little bit about you know, I'm
a big huge advocate of Ib c. Right?
And this comes from over a decade of
being a
practitioner or not not as far as a
license, but like, an actual life
implementation of it. And part of being able
to do Ib
is
you have to qualify.
It if if you don't have the health.
If you don't have the physical and the
mental health, And if you don't have the
financial strength and stability
to keep these policies going, you're gonna fail.
Right? And a, you can't qualify, be even
if you get a policy, you're gonna not
be able to pay it and let it
go.
So,
you know, III...
This is something personal, but I... I won't
bring it up. Like, I had cancer. Right?
So I had...
Back in 20 19. I had, like, you
know,
really major health challenge.
And that was a wake up call. Right?
I
put myself on a regimen, and I lost,
like, 65 pounds. I still have more to
go, but
because of that, it just
it's always the back of my mind. Right?
Everything that I do,
right, all this money that we have or
whatever,
it's nothing if I don't have the health
to enjoy it. Right? If I'm not around
when my daughter gets married,
Yeah. She got to she got a check,
but
she... My mom not gonna be there. Right?
So Right.
In some ways that health part
is a big challenge in my own life.
Therefore,
by hiding it, it doesn't help me. Right?
By talking about it by being open to
receiving
information and help, that's how you're gonna get
better. Same thing with the financial world.
If you are in financial trouble or struggling,
hiding
behind both doors, looking at your negative bank
account with 0 near 0 bank account is
not going to do you any good. You
gotta talk about you gotta go out ask
questions seek help.
Find people who can help you. And that's
why this podcast
kinda means a lot to me because
Like, we're trying to get all these information
out there because just
we wanna share, not just the financial piece,
but also, on the health journey.
I think
if we can change 1 person's life with
this podcast,
then it's all worth it for me. Yeah.
Well, and I think going going into that,
something that I I definitely want people to
know and we try to emphasize this on
on the show as well is we're not
coming at this from an angle of...
We've succeeded it. We learned everything here. We're
gonna tell you what we've did or what
we've done. Wouldn't coming asset raises the bar.
Like, all of a sudden, you have to
be the expert. Right? Right. Right. And and
what I want people to know is that
and I, we try to communicate this is
that we are... The questions that we're asking,
whether it's to us asking of ourselves or
asking of our guests. And is because we're
learning, we're on that actual path. If I'm
if I'm reading a book, I'm gonna communicate,
hey. I'm learning this in the book, and
maybe that will be our our... Topic for
the day because I'm really just curious about
my relationship with money or my attachment style
as a child and how that associates with
my relationships. I like learning about that stuff.
So I'm going to ask those questions. And
so it's it's almost an a selfish way
where, again, I go back to what I
said earlier, well we're having these conversations, and
I have a feeling that from the feedback
I've gotten from the community and from friends
that people are either a already asking so
that was these questions or b don't know
to ask these questions. And when they hear,
hopefully, like, when I hear other podcasts when
I hear the life success and legacy podcast
when I read a book, it makes me
ask questions of myself that I didn't know
I needed to ask. And so to me
it allows me to reflect and be open
to to feedback of, again, going back to
the umbrella word of just living a better
lot. Mh.
Absolutely.
Nina, you you talked about at just my
brain just took a little little trip over
here on the side. You talked about your
attachment.
Style,
you've been studying attachment styles, I guess.
So my wife actually is a clinical psychologist,
and she wrote her dis
on attachment theory. Yeah. But it was more
as it relates to to female inmates because
she was working in the prison system at
that time. And recently can actually learn about
or actually was listening to a podcast
about about attachment style attachment theory, It picked
up 1 of the books just learning about
it. And
It's not... And I won't go too much
into the detail of the actual attachment
styles of of each of the major 4.
But for me, it was learning about, okay,
as a child to be behaviors that I
learned, whether I was avoided, whether I was
attached, those styles then translate into my
my current lifestyle. And for me, personally, the
way I am when it comes to food
or finance or anything really. If I have
a clear understanding of why I am the
way that I am, it allows me to
make improvements because I need I need I
need that to motivate me. That's why there's
this therapy concept called Db. So dialect behavioral
therapy. Which is behavioral based. Right? They're Cv,
which is cognitive and
dialect, which is Db. That's more about behavioral
and and understanding the why, which and that's
what I like to do. I wanna know
okay. Well, as a child, I was raised
this way. This was my my relationship with
food. And that's why as an adult, I
still have these remnants of that as a
child, and therefore, if I can understand why
I can make the improvements, which will make
the improvements from my current life, but also
moving forward. And that takes a lot of
intros spectrum, which is challenging
for sure. But if, again, if we can
open that up and ask that questions of
ourselves, people, if we're showing that we're vulnerable,
we're showing that we're going through the same
things other people are going through despite our
blanket term of success of what others might
call us successful,
Well, it just shows to normalize that, hey,
This is a conversation that people... That people
at off aces are having.
1 of my... Favorite
definitions of success is the pursuit of a
worthy ideal.
It's the pursuit. It's not the arrival. It's
not I'm there. It's the pursuit of a
worthy
ideal. And so it it... It's that we're
always evolving. We're always on that journey and
it's worth... And we're pushing towards a worthy
ideal. I would imagine if we asked each
of you individually, we're Know, what is that
worthy ideal? I know I have my own
definition? We all have... What are... What drives
us? What gets us out of bed in
the morning? You which goes to, like Blue
zones research. Right? 1 of the 9 factors
of these folks who live to be a
hundred years old and older, and they're still
writing bikes and
participating in community in chopping wood and all
these things.
1 of those factors is having a reason
to get up in the morning. It is
purpose. It is our why.
Right? And I think the 2 of you
probably have very clear
definitions of your why,
you do these things. You know Chris, there's...
It's funny you that There's this... I I've
read this book, and there's this concept in
Japan's. And just fresh on my mind because
we're leaning to Japan in a couple weeks.
It's E e guy. I key IKIGAI
still learning how to say the word. But
it's finding that purpose. And you mentioned that
it's pay and I, you know, we think
you think we have pretty clear
visions and identities. And I would say that
for me personally, part of the reason why
it
I love this podcast at doing the podcast
is because I'm actually searching for that. I
don't have a clear
definition of that. So I'm on the opposite
side where I'm looking for that because I've
I've reached success for what most
people would deem successful. In terms of going
to college, getting good good job, retiring from
set of job, having enough passive income to
cover my life lifestyle expenses
having being financially free. You know, these are
these are what society deem to be successful.
But now that I have all this time
on my hand, we'll now able to start
being intros and not doing things because I
need to do things because my parents or
society has told me to, but now asking
myself,
what do I really wanna do? Like, what
genuinely drives me. And that's part of what
this this journey is is identifying and asking
that question that when you're working...
10:12 hour day, you can't... Get don't off
time because you need to put food on
the table. You're not thinking about what to
my. My wife is I need to survive.
Yeah. Right? So it takes that level of
of wealth and understanding and intros intersection to
get to that point and ask those
deeper questions.
Oh, yeah. I mean, when I quit
teaching. Right?
I actually didn't even realize it at a
time. But I think I went through a
little bit of a depression period where
back depression, but, like, just kind of a
low because all of a sudden, I lost
my friend circle
Right? Everybody else is working,
and
I had to really
find
a reason to...
Of course, I have to get out of
my daughter and stuff, but that's that's that's
it. Right? She's out to to to school,
what what am I doing with the rest
of the time.
And it was through a lot of, like,
walking
meditation and
conversations with Mike. I just dragged him out
for a walk with me and. Yeah.
And that helped me kind of re center
myself. Like, I found what I wanted to
do. Right? And it wasn't
financial
related.
Right? It was actually just I wanted to
share my journey, my
Rbc journey at the time because that was
all we had.
And then after that, we have the whole
dips,
you know, evolution and all that kind of
stuff we could talk about that later. But
Yeah. It was definitely when you lose that,
it's
it's hard.
Your identity shifted.
Yeah. Yeah. I experienced a little bit of
that,
when I stepped away from my education career,
and and, I mean, just being
authentic,
it felt really good to say that I
was a principal,
being first generation to go through college to
have my teaching, it experience and then be
a principal for 13 years, like it was
an identity
that I put on my cell
and what was interesting is people people love
because they're familiar with education and what a
principle is and then so they can talk
about that. When I stepped away from that,
and I became an Ib c coach. What
I found was if I'm at a gathering,
a social gathering, whatever,
people would not ask me about what I
was doing.
They... I don't know if they were afraid
I was gonna sell them something or they
just didn't have the context to know how
to talk or what questions to ask, but
people stop asking me about it and even
even family.
Stop asking me about it. So I went
through a little bit of that identity shipped
as well,
and it can be really hard. Yeah. But
We know when we push through those difficult
times, growth happens. Right? That those friction points.
If we'll push through that friction.
Then there can be cleared in and freedom
on the other side of it. Sorry paige.
And that's why I was saying that when
you know... You know, we were throwing around
this idea of doing this podcast?
The name, right, the title of the podcast,
why it is an action verb. Right? It's
finding. We haven't found it.
With finding. We're still looking, and we down
this journey,
we don't wanna be alone. We want... More
people
searching with us. Right? Mh. We're not saying
that we we know, like, exactly like this
step 1, 2 and 3, follow this and
you're for sure be there. Right? Here's no
guarantee like that in life, but we're just
saying, like, you know, we have already kind
of been digging
ourselves, like, and also together, we have being,
like, just kind of being on this journey
for a little bit maybe longer than others.
And so
we're just hoping that through this podcast, we
can get more people involved.
Well, kinda like a movement, if you wanna
call it that. Right? Like that. Whole pressure.
Right. No pressure already ring. But... But, you
know, the whole fire movement... What is what
does that stand for? An financial into financially
independent early. Right. And I'm sure. That was
basically what it was. Just someone who had,
like, this idea and be like, hey, why
don't we share this idea and get more
people involved. And then before you know it,
It's a whole movement. Bertha.
Absolutely.
Nino, I'm I'm I'm struck by
an idea.
And you talked about Eu.
And
this idea that we attract people into our
lives to help us. Do the work that
we need to do.
Experienced a little bit of that with your
wife.
Oh, I mean, I I think that I
think that I've experienced that with
the biggest people that have had an impact
on my life, But it wasn't...
I don't think it was necessarily what I
was going out and searching for. It's what
I ended up finding. Yeah. It's... It it
was the same thing.
With my wife as it was with pay
with Tar in general. It was those content
where... I was searching and I knew that
I needed something different. Like, at the time
that I met my wife, I was going
through a transition of getting out of school,
becoming an actual diet, but also be becoming
in a adult in the world. The Right.
I I met my wife pretty young. We...
I was 21 when I met her. And
that was such a transition period for me
and to to... Have somebody who would is
very comfortable in their own identity and pursuing
obviously, the field of psychology on its own,
it's it's a challenging field because you have
to be in tune yourself in order to
help others in in in my opinion. And
so she was. And so it's it's funny
You mentioned that because the the impact that
she had on my life as a result
of just that meeting that happened stands was
it allowed me to blossom. And it was
very similar to what I met pay in
Mike. It was, okay. Well, I'm stepping into
this financial world, and I kinda feel like,
I'm not sure what I'm doing, but then
they open up their arms and say, hey,
I think what you're doing is fine,
be yourself and go for it than I
just take off. Right? It's having... There's nothing
more powerful than having somebody who genuinely believes
in you. Not says they believe in you,
but actually has the action to say that.
And that's where now we're
pay an I at that point where
if we can share that, Yeah, We can
meet with people at our pot at a
community event, but it's limited to whoever could
make it. You know, yeah. People have it
flown into pays pot from from all over
their country, but that's still limited. So now
the message could be spread through a video
through through
and like Pay said, if we can we
can impact the lives of of 1 person
per podcast of 1 person for the whole
show. Well, great. We've we've done what we've
set out to achieve.
Because I know that there's somebody out there,
and there's gonna be people out there who
are trying to figure that themselves out, trying
to figure out their identity. Trying to figure
out their why. And we could help
kinda of fill that gap and hopefully, inspire
and and and let people know that, hey.
There's a whole another world out there if
you if you wanna go out and get
it. Yeah.
Both of you
have reached,
as you said, you know, that level of,
that people would say is success. Right, Financial
success, blah blah blah. Right?
And
and so for our listeners,
I mean, I I can't hammer this home
enough.
You're not doing this, like, for
necessarily for an additional income stream. This was
really the child of
Oh, this is 10 x thinking, like, this
people are asking us. We're having this conversation
over and over and over again.
How can we make it more accessible to
them?
Right?
So rather than having just these pot that
face to face and not everybody can attend,
Let's just put... Let's open up our brains
as you said, let's put it in a
podcast and then people can have access to
it, which I think's is a fantastic idea,
Hey. I have a question for you.
There was a documentary I saw. Watched it
a couple times. Years ago. I think it
was called happy.
And there was some research in it where
they
tracks people's,
joy or happiness in their lives,
and they
intersect that with
material possessions.
And what they found in their research is
that
to a certain level
of material possessions, there was happy. There was
a correlation to happy. In fact, if you...
The example it says, if you come out
of the woods and you're naked and you're
wet and you're cold. And hungry. And someone
gives you a blanket and put in front
of the fire in a bowl of soup.
Does your happy meter go up and Oh,
it does. It absolutely does. But what they
found in their research is that the more
possessions
that in material possessions, etcetera that you have,
the actual opposite
occurs. And I think there was something you
said earlier that referenced that where it was
almost like,
like now that we've got this stuff, and
Nino, I think you referenced this to now
that we've kind of achieved this, like, you
almost had this inversion of, oh, now, I've
got more stuff that I could worry about
or lose. The standard of living or whatever.
As you pay for you and Mike, as
you guys have experienced is coming from, you
know, being teachers, and struggling and raising a
family and trying to build a build business
and doing real estate and all these different
learning adventures
Has that been a part of it at
any point where you're like,
I don't know if I feel as happy,
and I've got all this other stops?
I think the potential of it could be
there,
except that we didn't we didn't start. Like,
we live very, like,
modest. We show Hyundai, man.
Not nothing wrong with On base, so I
love them, but we didn't... Like, we didn't
start spending. Like, I was telling Nino, Like,
we have to practice. We've been for for
years. We've been so disciplined and, like, we
gotta earn the money. We gotta invest our
money
and, you know, that that muscle
to spend the money
shrunk. Right? Because we were so disciplined not
to dos that. So it it's gotten to,
you know, where we are today where we
feel comfortable
to start, you know, enjoying the money. We
don't want to, like, just
hide all the money and accumulate and just
sit on it. Right? We wanna start
enjoying the fruits of our labor, And also,
I think that the whole happiness
part,
how I compensate for that if I think
I will feel very, very
just like, this is not what I really
wanted to do if I, all, I do
is just acquire...
Things because the things don't make you happy.
You know, when I bought my house, the
1 that we are. Well, I'm sitting here
right now, my
what actually was back of my mind was
how happy my
friends and
you know, associates would be when they come
here and do and meet with me and
do my product at this location. So even
when I was fur finishing the place, when
I was working with my interior designer,
she initially, was just like, okay. This is
going to be, you know, my living room
is gonna be a comfortable lounge area, and
I'm like, no. That's not the intention of
my space. My space is I wanted to
open it up
for people to come, ability feeling inspire to
share ideas. So we actually turn into a,
like,
a whole, like, a circular
conversational
type setting. And even so even in the
the whole design of it was very intentional.
Mh. And I think that because I came
from that angle,
like, looking around and all the things that
I have. It's not that these things are
gonna make me happy it's that I have
to space now.
To
kind of perpetuate my
purpose what I had, you know, envisioned. Right?
I want 30, 40 people
at a time who can gather and come
be comfortable and, you know, have this type
of conversation that we're doing right now, but
in an amazing setting.
So I wanna do a little plug and
you, I'm gonna ask you to describe for
us. I wanna do a plug for these
these pot locks.
Because not everybody has taken the trip, not
everybody can,
understandably.
But if someone had the opportune Tuna, Nino
to attend what of these pot looks?
Hate a picture for us, what what would
they experience? Unity when they come to 1
of these pot lux.
Yeah. I I remember my first 1, and
it wasn't... It's crazy to me is that
it wasn't that long ago. I mean, my
first pot, like, was less than 16 months
ago, and it's been pretty much monthly since
then. But
first and foremost, you are
part of if you step right into a
community. What... No matter what your
experience level is, no matter if you're just
starting out, or you don't even know what
Iv or the income snowball is
or your experience, and you've been doing it
for years on that end and you're trying
to find out these advanced strategies. You have
a collection of people from all different walks
of life, both from a financial experience, but
also from an age range, of people who
are doing this and who are on this
journey together. And you just have really
good food. Right? So is Bought, and and
it's gone... I would say within these last
6 months, it's people are, like, my wife
will make something and then somebody else was,
like, let's, all homemade food that that most
people are bringing. You're like, okay, this is
really good from a health perspective, of course.
Right? Right? But
you just have the sense of community and
people are... There's no agenda There's no okay.
We're gonna talk about this. It's what's fresh
on our minds for from this month or
what something
we wanna discuss. And as we
as you go more and more, you start
seeing more and more of the similar faces
is we start talking on a deeper level.
Of, okay. You wanna do this investment? Okay.
But what? What does this unlock for you
that the investment is doing for you. Why
do you wanna choose that as opposed to
doing a different investment.
And when you see people coming together
to answer that question, you're getting all these
different perspectives, it almost turns into a a
group therapy sessions for that person asking the
question, so they're able to get these different
perspectives and they can go home feeling like,
wow, no now I have an action plan,
but not only that, I have a support
system.
You come back to the next poll and
people will ask... So, hey, how did that
end up going? What did you end up
deciding with that? And that's something that is...
Invaluable on in terms of just an overall
financial journey, but also just journey of life,
having communities so important.
So, Nino, I wanna build on that
because you came into this community. Right? I
want I want you to brag on, pay
a little bit. What have you seen
over the years as you've gotten an no
pay, what was it that attracted you
and continues,
to grow and and you wanted to do
a podcast with pay.
I think the biggest thing is that
there's 2 things. There's the drive
for
for more. And I don't mean more possessions.
I just mean achieving
more. That's... I think and that's that's something
that anybody can relate to is that practice
what you preach and pay as a walking
pinnacle if practice what you preach.
But beyond that,
there's this... Ever since I was young. I
remember my parents, family members and just going
through college. I was always an odd ball.
I remember being in college, and I would
always have my my... My meals prepped, then
I would be eating kind of during class
and drinking And people would always be like,
what is this kid doing? Like, who are
you Why are you doing?? You're just kind
of an odd ball. Going to college and
then going into my career field, which is
primarily women, and I'm just... I stick out.
I've always stuck out like a sore,
And the moment that I met pay, it
was, oh,
you're 1 of us now. And it was
to to meet somebody to be on the
same wavelength
is extremely difficult for me. To to to
find friends is okay because it's it's there's...
It's not problem finding people who kind of
have similar interest. But finding someone that works
on the same wavelength, but can challenge you
or can ask you questions that you don't
even know you need to ask,
that is huge, and she could do that
with me, and she could do that with
anybody at any level, which I think is
so empowering.
You get ready to travel to Japan. Right?
Yes.
And I reminded of the term a Japanese
term that talks about, like, your your family.
Right? But it's not your biological family.
Is it why?
Yes. I know it's somehow. I doubt. It's
like it's like you found your why?
Right. You know, it's like your community, the
people that you feel accepted and encouraged and
you can get back to and all of
that.
1 and even even beyond that... I... What
I just... Sorry. Pay What I just wanted
to emphasize what was beyond the that, there's
we've, like, paced on that in this area.
But now, let's expand that because something that
I'm very
passionate about and just more curious about is
the younger generation. Obviously, for for me, it...
And this goes back to the question you're
talking about with pay about just having
sessions or or or possession, sorry, And Mh.
And just thinking about acquiring more. And the
nature of the world we live in is
people are
eyeball driven. They go off of what they
see. Right? If if someone's gonna meet you
and only have 30 seconds of a first
impression because they're used to that on social
media,
what their first impression of you is going
to indicate a lot. So you might not
be a flashy person, but I'll tell you
right now, somebody seeing a fancy car or
a big house
versus a modest home and a modest car.
They're gonna gravitate towards okay, well, why is
this person
have this fancy car this fancy house. Doesn't
it mean that that they obtained it through
a means of success or or maybe they're
financially in debt to purchase those at... Those
liabilities.
But they're gonna ask a question. And that's
something that
I used to be so anti against because
we were so conditioned. Don't spend money on
that. Don't do this. And now I realized
as I've talked to people who are younger
than me. And I realized well, that gets
them in the door.
Right? I go and they ask me a
question about my car. They... Or they find
out that
I'm not even 30 yet, and I'm financially
free. That's like, okay. Hold on. Hold on.
That right there will open up the door.
Then I can start providing that information. But
if they didn't know that about me, they
would have never asked that question. I would
have never been able to have that impact
on them. So I think that that's kind
of the... Being open to how you're gonna
reach people, I think is very is very
powerful just has as did with myself.
I think 1 of the thing too,
about, you know, reaching people.
What we can share, the information that we
share can work for anyone. Do you what
Mean, like, it's not what you kinda, you
know, previous podcast recording. We we talked about
a little bit about how for I can
be a doctor. I can be a lawyer.
I could be an engineer, but that's it.
I can earn money for myself, but I
can't help others
do the same.
Right?
I can committee give career advice, but that's
about it. But what we do and in
our, you know,
financial journey and and what we do.
The information that we share, it doesn't matter
what you are. You can be
you know, you could be a teacher, you
can be a doctor. You can be you
can be doing anything.
What we teach is well, what we share
is about how to use that.
Resource you have.
Right?
And
anyone, as long as you put your mind
to it and and kind of,
can follow the path that we kinda tried
to blade for people.
You can achieve pretty much, you know, what
we have done
So that's just kind of the separator,
I think for us and our audience,
than the other type of podcasts. Right? Like,
we can help people who have
very little to start with. Like, in the
beginning of their journey in the in this
in investing world, and
kinda take them to the next level in
die.
I have a mentor in my life,
shout out to doctor Paul fitzgerald.
And
he said
healing
happens in community.
It doesn't happen in isolation. Right, I think
that can apply whether it's financial, healing, emotional
healing,
you know, fitness health, money, whatever that area
of healing is,
it happens in community.
And what I think you guys are creating
with this podcast,
finding financial fitness
is creating that community that people can access
from anywhere.
Right? They don't have to be geographically tied
to you. They don't have to fit into
a certain category
financially or health wise or anything.
And they can tap into you guys sharing
your personal life experiences
and find that community that is supporting,
and encouraging
and also is laying out the bread breadcrumbs
for them where they're like, oh, so this
is this has been done. Like, I don't
have to figure this out
It's it's almost like the concept of who
not how. Right?
Who not how? You guys are the who
for people out there.
People who are looking for health,
financial fitness. Right? Finding financial fitness, which includes
the fitness part and the financial piece, you
are that who for them.
And you'll help them with the how. They
just gotta find the who.
Yeah.
Any...
I know we're up against the clock here,
Nino,
Any,
final comments or anything that you would like
to share about your projects
or any thoughts before we tie a bow
on this.
Hey. Go ahead.
No. I think this is great. I think
you know,
nino being so young and we joke. Right?
Like,
I could be his mom.
And
us, it it's unlikely pair. Right? That the
tool of us. But because of that, I
think you know, I'm
I'm hoping to reach at wider audience because
of that. Right? It's 1 thing if, you
know, I'm talking to someone of my same
age and and 1 that you kinda like,
okay. Well, that's your generation Good luck thanks.
Right? Like, in Incapable boomer type
situation.
But
I get that in home from tongue time
and with my children visit. Yes.
But I think, you know, the the fact
that, like, you know,
our age difference and our, you know, just
in general, I think, we're we're hoping that
this will reach a wider audience
because
there's something that can resonate
with
anyone out there. And that's the hope. We're
just,
you know,
hoping that this would reach that 1 person.
Else was listening
and make a note.
Yeah. I I think that's that's what well
said. I think for for me as well.
It's... There's been certain
podcasts such as the life success and legacy.
I remember just when I first found
the company, they're they're obviously if you're paying
mike and I got my first policy, and
then I looked at... Though, they have they
have a podcast, and then I remember going
to the archives and going on through the
breakdown of becoming your own banker, and I
realized holy cow. Like, these people just want
to educate. And that's something that really stuck
with me to this day. If I have
a question about the book or forgot something.
I will reference those podcasts. And there's other
people podcasts that I've listened to that I
have just inspired me to just improve my
life just overall, in general, be it finance
fitness or mental health. And I think that
that's something that I wanna be able to
do with pay. Just having... Yeah. I have
I have
youth on my side, which is great, but
there's something that you cannot
you cannot pay for life experiences. Right? You
have to go through them. And you mentioned
who not how and pays been mike, who
in that regard where I don't need to
go and pay shared stories multiple times about,
fail businesses, successful businesses. I don't need to
have to go through that on my own
to know what to do and what not
to do. And so I'm hoping that people...
No matter what age no matter what background
can tune into the show and know that
there's something that they can relate to. Because
we're coming from, like pace at different ages,
different ethnicities, different backgrounds, different cultures. Like, there's
there's little bit of everything that I think
really anybody can can relate to, which just
shows that
anybody can do this. And that's the message
that that we're we're trying to share and
and let's have some funnel along the way.
Absolutely.
Thank you Bose for taking this time.
It is... I'm super excited about this project.
Because, again, we stay in our lanes, so
we haven't gone out on the health thing
or the mental health piece, you know, any
of those kinds of things but it is
all intertwined. It is it is like a
box of loose coat hangers. You can't just
pull on 1 without getting just shutter stuff.
Attached to it. Right? So I said.
So,
I am
100
percent thrilled and behind this... Project that you
guys are working on, and I can't imagine
anyone better to do it. So to my
friends, Pay Nino. Thank you so much for
taking time, project to our listeners at the
Ls ssl podcast,
check them out. Right? Finding
financial freedom. Is there a, a tag an
email or a,
website that they go to or just looking
for that pod. Yeah. It's gonna be finding
financial fitness pod dot com. So P0D dot
com or we'll we'll be on on all
apple's Spotify wherever you find your podcast podcasts.
We will be on them as well. So
so super excited. Thanks for having us Chris
out. Yep. My pleasure.
So good to see you guys. Thank you
so much. To our listeners check check us
out it at life success legacy dot com,
give us the thumbs up, the adam boys,
the pat on the back, all the stuff
you're supposed to do. Right? Check And we
will catch you with our next episode of
the life success legacy podcast. Thank you.