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Welcome to the Life success and legacy podcast.

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We're glad you're here here and we hope

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you enjoyed the episode.

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Hey everybody. I wanna welcome you back here

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to this episode of the life success legacy

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podcast.

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I'm Chris Bay part of the Ls ssl

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team, and I am

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so very, very excited to introduce to you

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all 2 of Ls sells Fab.

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We have pay 10, Taipei pay,

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Hi.

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And we have Nino gonzalez. What's that N?

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Chris, man. How's it going?

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School really well.

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Thank you guys for taking time

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to join me today. We've been doing more...

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We've... On a series here of interviews that

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we've been doing with some of our clients,

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and you guys have been some of our

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favorite and best clients at Ls ssl.

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And so I wanna introduce you guys to

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our team or to our listeners. But then

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I also... You guys are working on a

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project, a a cool little project that I

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want our listeners to listen to because as

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you all know,

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we stay in our lane. Like, we resist

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the urge,

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of the shiny objects that are out there.

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Right? We work really hard to stay in

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our lane.

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You 2

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and knowing your personalities,

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you have no lane.

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So we make the most your lanes are,

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like, 8 wide, and they're rolling all over

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the place. Right?

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We're like water. With Exactly. You just flow.

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Right? 8 So let's get into all that.

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So first of all, let's just do a

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quick little intro,

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for those of who of you who don't

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know. 1 of our team members Mike Kwan,

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pay and Mike are married

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and have a beautiful

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daughter, talented and brilliant daughter Jackie,

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who

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they're involved in some college

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preparations right now. Right?

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Actually, yes. We just met with her high

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school

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college

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adviser this morning.

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Just wanted to get some information and see

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if we are on the right track, and

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we show our So, yeah. Confident a hundred

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percent there.

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Yeah. So... Yeah. We're definitely in the

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in the hot seat here as far as,

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you know, being a rising senior parents. So

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Yes.

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Deck? That is a a busy time of

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life having gone through that twice myself.

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We are close to graduating in December our

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youngest. So,

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I think we will actually experience a raise

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come 20 25.

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For congratulations. Yes. We are about to actually

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get into a a dip funny? Yes. You

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are.

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Absolutely.

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And Nino,

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thank you for joining us.

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Nino, and I got to hang out at

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the... Well, a couple different times, but I

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was primarily thinking of the, Nelson Ash institute

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think tank,

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where you and I had some conversations, especially

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1 in particular that we had in the

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hallway that really impacted me.

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I'm really excited for if our listeners have

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not, don't know of Nino.

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He is a fascinating

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that driven motivated

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individual. And what pay and Nino together are

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creating

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is really a gift

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to

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people in general if they're out there looking.

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Or our listeners,

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what I would hope that you would walk

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away with today is because Ls ssl stays

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so much at our lane,

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you're gonna get an opportunity with what Nino

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and pay our offering is to get out

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side that lane a little bit and expand

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your mind in some different areas.

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Okay?

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So,

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first of all, for you guys,

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tell a little bit about your project that

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you're working on.

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So we're actually doing a a podcast, and

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the podcast title is going to be

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finding financial fitness. And where this stemmed from

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is, so pei and I met,

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I would say, hey and Mike where my

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mentors when I got into Tar. Luckily, they

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were in the Houston area,

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and I got to pick their brain,

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plenty of times they were so open, so

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willing to kinda let me in. And from

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that, stem a really good friendship and and

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relationship with the 2 of them, got introduced

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to Ll llc that way as well. And

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so from there, we was let's

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brainstorm storm Let's strategize, and I saw a

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pay moving at this pace that was in

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sync with what I was doing. I said,

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okay. Wait. Pay wants to try this. I'm

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gonna try that. Pay wants to try this.

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I'm gonna try that because there was there's

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so many things out there, and I love

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how pays trial by error. Right? If she

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fails. She fails, if she succeeds, then she

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succeeds. So I got I got a chance

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to really get to know her very well,

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and we we move on the same same

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wavelength. And we built a lot of success

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by partnering together in a lot of investments

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that we've done. We've had a lot of

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very, very deep conversations about essentially what it

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all means. And there was times where Pei

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and I've been on planes, been on walks,

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been on drives, where we just have deep

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more tactical questions,

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tactical

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conversations, but also more deeper questions and deeper

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conversations. And then Well we go to our

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pot logs and when we talk about it

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on our infamous Whatsapp chat, people were saying,

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oh, I wish I would've have been there.

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Alright, I wish I was a fly on

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the wall. I wish I could've have heard

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that. And I find ourselves

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multiple times when we meet with people,

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repeating a lot of the same information that

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we've had conversations with multiple times. Yeah. And

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I got... To thinking... And I figured it,

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hey, why don't we just record basically our

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conversations that we're already having. Our strategy sessions,

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our deeper

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strategy sessions and released that to people because

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the... We had gotten a

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urgency a need for people wanting to learn

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how to do... How to implement Ib with

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the income snowball with the 10 other things

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that we're were doing. Maybe they wanna pick

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on 3 of them. So for us, it

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was let's let's try... Let's try it out.

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Let's have these conversations, and let's peep let

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have people get into our brains a little

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bit and see. What our strategy is like

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and and what we're about, but also

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why we're doing it. Does that sum it

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up bay? Oh, yeah. And, you know, we

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are complete open books.

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And I think...

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This is true. That's that's part of why

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our pot or our our meetups are so

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successful because we don't hide anything. If there's

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something that we try and didn't work out,

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we'll let you know.

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We'll be the first to let you know.

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But

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yeah, that's that's the the goal of doing

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this is to not just share, like, the

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technical

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spreadsheets and stuff. Those that, I mean, just

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plenty of those. Things out there. But, like,

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it's some emotional attachment

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To money

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that we're just also tackling ourselves. Right? We

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all have things

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things that, you know, at layers and layers

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of of, you know,

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of

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reactions that we we have 2 things,

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more information that we have to analyze as

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ourselves as well. So we're like, why not?

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Open it up so that people know what

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we're thinking, Like, literally open our brain up,

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and let people see what's inside. Right? Nothing

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too hide.

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When I love that,

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that that

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authentic, transparent,

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sharing.

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I reminded... I mean, we do. We all

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have a relationship with money just like we

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do with food, Right? Mh.

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We have a relationship, and that can be

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healthy and unhealthy, and now I'm talking outside

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my lane. And this is where I need

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to lean into Nino on that piece, which

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we're gonna come back to that, but Pay

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Reminded this morning I was talking with Haley

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David Sc,

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and she said... And I say, what was

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it like when you first met Mike and

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pay, and you went to their home? And

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she said,

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You know, the very first thing you walk

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in the front door and you look to

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the left and what would be a dining

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room is actually almost like a an office

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or a faint tank, and the entire wall

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is filled with this whiteboard and all of

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your ideas and your moves and everything that

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you guys are thinking about and doing and

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planning and all. She like, you can't escape

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it.

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And and I've experienced that with you guys

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too. And what I love about it is

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1, it shows we're wide open here, and

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we're we... We're ready to engage and have

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conversations and share and think, and what can

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we build together? What I also love and

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with you and Nino, and and I would

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use the term Gal sizing, you too are

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Gal.

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Mike Eb has that you unique ability that

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genius also

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is that

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sizing people are you're like magnets. People are

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drawn to you.

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You're like that that bug light. Right? Like...

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I'm the mosquito and I just can't avoid

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you pay, Nino. I I see you guys,

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and I just have to fly towards you.

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Right? Hopefully he know what's that.

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Yeah. Exactly. Without the app.

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And... But what I love about

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you guys is

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you're doing it

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simply to share.

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Like there's no

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expectation of any...

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Anything. You just are sharing what you guys

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are doing. And I think your pot looks

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are an example of that. So, yeah. So

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Nino, your podcast,

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you it's finding

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financial fitness. Right?

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That's right. And there is that fitness piece

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of that And and so I'm wondering if

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you... For our listeners would share a little

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bit because that's a big part of your

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life and what you bring to this and

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why that's a piece of it. Can you

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kind of connect the dots for people?

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Yeah. Definitely. And I think, hopefully, we... Chris,

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you and I'll be able to have another

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podcast where we can kind of give my

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background a little bit, but just a very

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clear summary of it is I come from

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the world of, as a. That that is

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what I was by trade and still currently

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am I was around the the fitness, the

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body in the world, the sports as a

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00:10:09,271 --> 00:10:11,977
soccer player, basically my whole life. And what

273
00:10:12,136 --> 00:10:13,091
I noticed was...

274
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When I became physically fit and getting ready

275
00:10:16,297 --> 00:10:18,212
for a body building show or getting ready

276
00:10:18,212 --> 00:10:21,897
for a sports competition. The disciplines required to

277
00:10:21,897 --> 00:10:24,127
achieve that status and that ph,

278
00:10:24,844 --> 00:10:27,631
those same attributes. I'd later realize were the

279
00:10:27,631 --> 00:10:29,543
same ones that may be successful in the

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00:10:29,543 --> 00:10:30,235
financial world

281
00:10:30,831 --> 00:10:33,057
And I felt like I was just... I

282
00:10:33,057 --> 00:10:34,966
felt that was by accident. And was not

283
00:10:34,966 --> 00:10:37,749
intentional. The waking up early, the paying attention

284
00:10:37,749 --> 00:10:39,999
to my discipline, my routine, my structure

285
00:10:40,309 --> 00:10:42,294
that all translated because that's what I knew.

286
00:10:42,532 --> 00:10:44,677
But then after the fact I realized, wow,

287
00:10:44,995 --> 00:10:46,051
all of the same

288
00:10:46,980 --> 00:10:49,143
things that I focused on, in the fitness

289
00:10:49,143 --> 00:10:52,414
world very quickly translated into the finance world.

290
00:10:52,813 --> 00:10:53,553
And so

291
00:10:53,930 --> 00:10:56,736
from that, I then learned, okay. Well, I've

292
00:10:56,736 --> 00:10:59,439
hit what most would deem financial success. I

293
00:10:59,439 --> 00:11:01,347
hit what most would deem on a fitness

294
00:11:01,347 --> 00:11:03,812
level successful as well. But what is it

295
00:11:03,812 --> 00:11:05,657
all mean? Well it off for Hey quest.

296
00:11:05,896 --> 00:11:08,283
Right? And I... And that always... Because that

297
00:11:08,283 --> 00:11:09,875
always led me back because doing a body

298
00:11:09,875 --> 00:11:13,154
building show just because you're physically fit, and

299
00:11:13,154 --> 00:11:14,986
you might have a 6 pack that doesn't

300
00:11:14,986 --> 00:11:18,093
always equate to longevity and living long. There's

301
00:11:18,093 --> 00:11:21,414
a difference between health span and span

302
00:11:22,090 --> 00:11:24,396
Right? Lifespan is how long you live. Health

303
00:11:24,396 --> 00:11:26,543
spend the quality of your life in that

304
00:11:26,543 --> 00:11:29,246
duration. And being physically fit at 5 percent

305
00:11:29,246 --> 00:11:31,809
body fat doesn't necessarily entail you're gonna live

306
00:11:31,809 --> 00:11:35,090
till 95 or a hundred being healthy, both

307
00:11:35,090 --> 00:11:37,889
emotionally and and mentally healthy and happy. And

308
00:11:37,889 --> 00:11:39,330
so I realized okay, well I had to

309
00:11:39,330 --> 00:11:41,423
start asking that question differently. Same thing in

310
00:11:41,423 --> 00:11:43,577
the finance world. Okay. You think money's is

311
00:11:43,577 --> 00:11:45,412
gonna solve my problems If I make x

312
00:11:45,412 --> 00:11:47,567
amount of money, rates. I'll be. I'll be

313
00:11:47,567 --> 00:11:49,580
stress free. But then you meet that number

314
00:11:49,580 --> 00:11:52,620
and you realize, wait, I'm still just that

315
00:11:52,620 --> 00:11:54,700
stressed if not more stressed because now I

316
00:11:54,700 --> 00:11:57,420
have more money and therefore more problems.

317
00:11:57,740 --> 00:11:59,433
So How do I address that? So I

318
00:11:59,433 --> 00:12:01,431
think go... The the thing that links up,

319
00:12:01,750 --> 00:12:04,707
the 2 of those is the the mental

320
00:12:04,707 --> 00:12:07,438
side and the emotional side. And that's part

321
00:12:07,438 --> 00:12:09,915
of what we're exploring is I think it's

322
00:12:09,915 --> 00:12:11,992
very difficult. Yes. You could isolate 1. What

323
00:12:11,992 --> 00:12:13,531
are the 2 most popular

324
00:12:14,084 --> 00:12:15,063
books and

325
00:12:15,441 --> 00:12:17,517
Youtube channels and podcasts that you're gonna listen

326
00:12:17,517 --> 00:12:19,273
to. How to make money and how to

327
00:12:19,273 --> 00:12:21,268
get in shape? But very rarely do you

328
00:12:21,268 --> 00:12:23,679
see them combined in overlap? And that's where

329
00:12:23,759 --> 00:12:25,759
I think our unique niche is is to

330
00:12:25,759 --> 00:12:28,159
be able to come in and bridge the

331
00:12:28,159 --> 00:12:29,919
2. Because then if you can... If you

332
00:12:29,919 --> 00:12:32,559
can financially succeed and have that same discipline,

333
00:12:32,973 --> 00:12:35,986
the translation to your your physical health is

334
00:12:35,986 --> 00:12:38,524
in my opinion pretty simple. It's just, hey,

335
00:12:38,682 --> 00:12:40,268
let's let's apply these same disciplines.

336
00:12:40,919 --> 00:12:42,592
To what you're doing going to the gym

337
00:12:42,592 --> 00:12:44,983
or how you're gonna eat. And I love

338
00:12:44,983 --> 00:12:47,134
it because that... That's such a unique gap

339
00:12:47,134 --> 00:12:49,705
and ultimately it it enhances our quality of

340
00:12:49,705 --> 00:12:51,004
life, which is a question

341
00:12:51,384 --> 00:12:53,065
that we're all after is how can I

342
00:12:53,065 --> 00:12:54,664
live a appian until fulfilled life?

343
00:12:56,345 --> 00:12:56,825
Absolutely.

344
00:12:57,719 --> 00:13:00,036
Hey, how does that... That piece for you

345
00:13:00,036 --> 00:13:01,793
fit in with that in your own personal

346
00:13:01,793 --> 00:13:04,430
life just with the the financial pieces, which

347
00:13:04,430 --> 00:13:07,000
you are? Clearly motivated and have success of

348
00:13:07,000 --> 00:13:09,495
your own, you and Mike in building your

349
00:13:09,554 --> 00:13:10,352
financial future.

350
00:13:11,390 --> 00:13:13,865
And then blending in that that health and

351
00:13:13,865 --> 00:13:16,037
that call of life piece. How does that

352
00:13:16,276 --> 00:13:17,235
come together for you?

353
00:13:17,954 --> 00:13:20,031
It's funny before the show we were kinda

354
00:13:20,031 --> 00:13:22,202
joking a little bit about you know, I'm

355
00:13:22,202 --> 00:13:24,755
a big huge advocate of Ib c. Right?

356
00:13:25,074 --> 00:13:28,026
And this comes from over a decade of

357
00:13:28,026 --> 00:13:28,720
being a

358
00:13:29,315 --> 00:13:30,586
practitioner or not not as far as a

359
00:13:30,586 --> 00:13:32,436
license, but like, an actual life

360
00:13:33,127 --> 00:13:35,772
implementation of it. And part of being able

361
00:13:36,066 --> 00:13:37,042
to do Ib

362
00:13:37,734 --> 00:13:38,234
is

363
00:13:39,342 --> 00:13:40,640
you have to qualify.

364
00:13:41,576 --> 00:13:43,331
It if if you don't have the health.

365
00:13:43,730 --> 00:13:45,406
If you don't have the physical and the

366
00:13:45,406 --> 00:13:47,437
mental health, And if you don't have the

367
00:13:47,575 --> 00:13:49,431
financial strength and stability

368
00:13:50,048 --> 00:13:53,080
to keep these policies going, you're gonna fail.

369
00:13:53,334 --> 00:13:56,038
Right? And a, you can't qualify, be even

370
00:13:56,038 --> 00:13:58,425
if you get a policy, you're gonna not

371
00:13:58,425 --> 00:13:59,777
be able to pay it and let it

372
00:13:59,777 --> 00:13:59,936
go.

373
00:14:00,667 --> 00:14:01,167
So,

374
00:14:01,939 --> 00:14:03,212
you know, III...

375
00:14:03,371 --> 00:14:05,359
This is something personal, but I... I won't

376
00:14:05,359 --> 00:14:07,188
bring it up. Like, I had cancer. Right?

377
00:14:07,426 --> 00:14:08,142
So I had...

378
00:14:09,033 --> 00:14:11,348
Back in 20 19. I had, like, you

379
00:14:11,348 --> 00:14:11,508
know,

380
00:14:12,306 --> 00:14:13,982
really major health challenge.

381
00:14:14,621 --> 00:14:16,616
And that was a wake up call. Right?

382
00:14:16,856 --> 00:14:17,356
I

383
00:14:17,905 --> 00:14:19,728
put myself on a regimen, and I lost,

384
00:14:19,807 --> 00:14:21,710
like, 65 pounds. I still have more to

385
00:14:21,710 --> 00:14:22,764
go, but

386
00:14:23,453 --> 00:14:24,934
because of that, it just

387
00:14:25,370 --> 00:14:27,193
it's always the back of my mind. Right?

388
00:14:27,431 --> 00:14:28,541
Everything that I do,

389
00:14:29,254 --> 00:14:31,473
right, all this money that we have or

390
00:14:31,473 --> 00:14:31,973
whatever,

391
00:14:32,598 --> 00:14:34,978
it's nothing if I don't have the health

392
00:14:34,978 --> 00:14:37,597
to enjoy it. Right? If I'm not around

393
00:14:37,597 --> 00:14:38,866
when my daughter gets married,

394
00:14:40,474 --> 00:14:42,232
Yeah. She got to she got a check,

395
00:14:42,392 --> 00:14:42,892
but

396
00:14:43,271 --> 00:14:44,949
she... My mom not gonna be there. Right?

397
00:14:45,189 --> 00:14:45,988
So Right.

398
00:14:46,867 --> 00:14:49,365
In some ways that health part

399
00:14:49,678 --> 00:14:52,307
is a big challenge in my own life.

400
00:14:52,785 --> 00:14:53,285
Therefore,

401
00:14:54,697 --> 00:14:56,609
by hiding it, it doesn't help me. Right?

402
00:14:57,087 --> 00:15:00,051
By talking about it by being open to

403
00:15:00,051 --> 00:15:00,551
receiving

404
00:15:01,327 --> 00:15:03,480
information and help, that's how you're gonna get

405
00:15:03,480 --> 00:15:05,235
better. Same thing with the financial world.

406
00:15:05,953 --> 00:15:08,505
If you are in financial trouble or struggling,

407
00:15:09,079 --> 00:15:09,579
hiding

408
00:15:10,195 --> 00:15:13,305
behind both doors, looking at your negative bank

409
00:15:13,305 --> 00:15:15,618
account with 0 near 0 bank account is

410
00:15:15,618 --> 00:15:17,053
not going to do you any good. You

411
00:15:17,053 --> 00:15:18,743
gotta talk about you gotta go out ask

412
00:15:18,743 --> 00:15:19,698
questions seek help.

413
00:15:20,972 --> 00:15:23,282
Find people who can help you. And that's

414
00:15:23,282 --> 00:15:24,498
why this podcast

415
00:15:24,874 --> 00:15:26,728
kinda means a lot to me because

416
00:15:27,438 --> 00:15:29,511
Like, we're trying to get all these information

417
00:15:29,511 --> 00:15:31,366
out there because just

418
00:15:32,222 --> 00:15:34,853
we wanna share, not just the financial piece,

419
00:15:35,012 --> 00:15:36,779
but also, on the health journey.

420
00:15:37,336 --> 00:15:37,995
I think

421
00:15:38,609 --> 00:15:40,359
if we can change 1 person's life with

422
00:15:40,359 --> 00:15:40,996
this podcast,

423
00:15:41,632 --> 00:15:43,398
then it's all worth it for me. Yeah.

424
00:15:43,717 --> 00:15:45,710
Well, and I think going going into that,

425
00:15:45,949 --> 00:15:47,782
something that I I definitely want people to

426
00:15:47,782 --> 00:15:49,695
know and we try to emphasize this on

427
00:15:49,695 --> 00:15:51,861
on the show as well is we're not

428
00:15:51,861 --> 00:15:53,375
coming at this from an angle of...

429
00:15:54,013 --> 00:15:56,802
We've succeeded it. We learned everything here. We're

430
00:15:56,802 --> 00:15:58,157
gonna tell you what we've did or what

431
00:15:58,157 --> 00:16:00,961
we've done. Wouldn't coming asset raises the bar.

432
00:16:01,120 --> 00:16:02,156
Like, all of a sudden, you have to

433
00:16:02,156 --> 00:16:04,626
be the expert. Right? Right. Right. And and

434
00:16:04,626 --> 00:16:05,821
what I want people to know is that

435
00:16:05,821 --> 00:16:07,830
and I, we try to communicate this is

436
00:16:07,830 --> 00:16:10,064
that we are... The questions that we're asking,

437
00:16:10,304 --> 00:16:12,458
whether it's to us asking of ourselves or

438
00:16:12,458 --> 00:16:15,346
asking of our guests. And is because we're

439
00:16:15,346 --> 00:16:18,220
learning, we're on that actual path. If I'm

440
00:16:18,220 --> 00:16:20,136
if I'm reading a book, I'm gonna communicate,

441
00:16:20,296 --> 00:16:21,733
hey. I'm learning this in the book, and

442
00:16:21,733 --> 00:16:23,900
maybe that will be our our... Topic for

443
00:16:23,900 --> 00:16:26,942
the day because I'm really just curious about

444
00:16:26,998 --> 00:16:29,857
my relationship with money or my attachment style

445
00:16:29,857 --> 00:16:31,922
as a child and how that associates with

446
00:16:31,922 --> 00:16:34,240
my relationships. I like learning about that stuff.

447
00:16:34,479 --> 00:16:36,703
So I'm going to ask those questions. And

448
00:16:36,703 --> 00:16:39,007
so it's it's almost an a selfish way

449
00:16:39,007 --> 00:16:40,595
where, again, I go back to what I

450
00:16:40,595 --> 00:16:44,030
said earlier, well we're having these conversations, and

451
00:16:44,109 --> 00:16:45,621
I have a feeling that from the feedback

452
00:16:45,700 --> 00:16:47,791
I've gotten from the community and from friends

453
00:16:47,927 --> 00:16:50,814
that people are either a already asking so

454
00:16:50,814 --> 00:16:53,288
that was these questions or b don't know

455
00:16:53,288 --> 00:16:55,364
to ask these questions. And when they hear,

456
00:16:55,603 --> 00:16:58,174
hopefully, like, when I hear other podcasts when

457
00:16:58,254 --> 00:17:00,654
I hear the life success and legacy podcast

458
00:17:00,654 --> 00:17:02,495
when I read a book, it makes me

459
00:17:02,495 --> 00:17:04,494
ask questions of myself that I didn't know

460
00:17:04,575 --> 00:17:06,588
I needed to ask. And so to me

461
00:17:06,588 --> 00:17:08,426
it allows me to reflect and be open

462
00:17:08,426 --> 00:17:10,823
to to feedback of, again, going back to

463
00:17:10,823 --> 00:17:13,300
the umbrella word of just living a better

464
00:17:13,300 --> 00:17:14,271
lot. Mh.

465
00:17:14,988 --> 00:17:15,147
Absolutely.

466
00:17:16,421 --> 00:17:19,206
Nina, you you talked about at just my

467
00:17:19,206 --> 00:17:21,355
brain just took a little little trip over

468
00:17:21,355 --> 00:17:22,947
here on the side. You talked about your

469
00:17:22,947 --> 00:17:23,345
attachment.

470
00:17:23,999 --> 00:17:24,159
Style,

471
00:17:25,357 --> 00:17:27,834
you've been studying attachment styles, I guess.

472
00:17:28,633 --> 00:17:31,190
So my wife actually is a clinical psychologist,

473
00:17:31,364 --> 00:17:33,140
and she wrote her dis

474
00:17:33,597 --> 00:17:36,228
on attachment theory. Yeah. But it was more

475
00:17:36,228 --> 00:17:38,302
as it relates to to female inmates because

476
00:17:38,302 --> 00:17:39,896
she was working in the prison system at

477
00:17:39,896 --> 00:17:42,300
that time. And recently can actually learn about

478
00:17:42,300 --> 00:17:44,153
or actually was listening to a podcast

479
00:17:44,688 --> 00:17:47,553
about about attachment style attachment theory, It picked

480
00:17:47,553 --> 00:17:49,065
up 1 of the books just learning about

481
00:17:49,065 --> 00:17:49,883
it. And

482
00:17:50,274 --> 00:17:51,708
It's not... And I won't go too much

483
00:17:51,708 --> 00:17:53,881
into the detail of the actual attachment

484
00:17:54,258 --> 00:17:56,010
styles of of each of the major 4.

485
00:17:56,409 --> 00:17:58,640
But for me, it was learning about, okay,

486
00:17:58,879 --> 00:18:00,963
as a child to be behaviors that I

487
00:18:00,963 --> 00:18:03,745
learned, whether I was avoided, whether I was

488
00:18:03,745 --> 00:18:07,424
attached, those styles then translate into my

489
00:18:07,892 --> 00:18:10,115
my current lifestyle. And for me, personally, the

490
00:18:10,115 --> 00:18:11,386
way I am when it comes to food

491
00:18:11,386 --> 00:18:13,767
or finance or anything really. If I have

492
00:18:13,767 --> 00:18:15,832
a clear understanding of why I am the

493
00:18:15,832 --> 00:18:17,677
way that I am, it allows me to

494
00:18:17,677 --> 00:18:19,990
make improvements because I need I need I

495
00:18:19,990 --> 00:18:22,303
need that to motivate me. That's why there's

496
00:18:22,303 --> 00:18:26,131
this therapy concept called Db. So dialect behavioral

497
00:18:26,131 --> 00:18:28,849
therapy. Which is behavioral based. Right? They're Cv,

498
00:18:28,928 --> 00:18:30,222
which is cognitive and

499
00:18:30,913 --> 00:18:34,248
dialect, which is Db. That's more about behavioral

500
00:18:34,248 --> 00:18:36,646
and and understanding the why, which and that's

501
00:18:36,646 --> 00:18:37,838
what I like to do. I wanna know

502
00:18:37,838 --> 00:18:39,903
okay. Well, as a child, I was raised

503
00:18:39,903 --> 00:18:41,890
this way. This was my my relationship with

504
00:18:41,890 --> 00:18:44,194
food. And that's why as an adult, I

505
00:18:44,194 --> 00:18:46,916
still have these remnants of that as a

506
00:18:46,916 --> 00:18:49,385
child, and therefore, if I can understand why

507
00:18:49,464 --> 00:18:51,058
I can make the improvements, which will make

508
00:18:51,058 --> 00:18:53,288
the improvements from my current life, but also

509
00:18:53,288 --> 00:18:55,134
moving forward. And that takes a lot of

510
00:18:55,134 --> 00:18:56,669
intros spectrum, which is challenging

511
00:18:57,045 --> 00:18:58,955
for sure. But if, again, if we can

512
00:18:58,955 --> 00:19:01,184
open that up and ask that questions of

513
00:19:01,184 --> 00:19:03,515
ourselves, people, if we're showing that we're vulnerable,

514
00:19:03,755 --> 00:19:05,674
we're showing that we're going through the same

515
00:19:05,674 --> 00:19:08,335
things other people are going through despite our

516
00:19:08,474 --> 00:19:10,715
blanket term of success of what others might

517
00:19:10,715 --> 00:19:11,595
call us successful,

518
00:19:12,009 --> 00:19:14,007
Well, it just shows to normalize that, hey,

519
00:19:14,406 --> 00:19:16,084
This is a conversation that people... That people

520
00:19:16,084 --> 00:19:17,202
at off aces are having.

521
00:19:18,240 --> 00:19:19,554
1 of my... Favorite

522
00:19:20,575 --> 00:19:23,535
definitions of success is the pursuit of a

523
00:19:23,535 --> 00:19:24,494
worthy ideal.

524
00:19:26,349 --> 00:19:28,669
It's the pursuit. It's not the arrival. It's

525
00:19:28,669 --> 00:19:31,470
not I'm there. It's the pursuit of a

526
00:19:31,470 --> 00:19:31,970
worthy

527
00:19:32,269 --> 00:19:34,669
ideal. And so it it... It's that we're

528
00:19:34,669 --> 00:19:37,071
always evolving. We're always on that journey and

529
00:19:37,071 --> 00:19:39,712
it's worth... And we're pushing towards a worthy

530
00:19:39,767 --> 00:19:41,987
ideal. I would imagine if we asked each

531
00:19:41,987 --> 00:19:44,302
of you individually, we're Know, what is that

532
00:19:44,302 --> 00:19:46,205
worthy ideal? I know I have my own

533
00:19:46,205 --> 00:19:48,583
definition? We all have... What are... What drives

534
00:19:48,583 --> 00:19:50,565
us? What gets us out of bed in

535
00:19:50,565 --> 00:19:52,647
the morning? You which goes to, like Blue

536
00:19:52,647 --> 00:19:55,614
zones research. Right? 1 of the 9 factors

537
00:19:55,990 --> 00:19:58,139
of these folks who live to be a

538
00:19:58,139 --> 00:19:59,810
hundred years old and older, and they're still

539
00:19:59,810 --> 00:20:00,980
writing bikes and

540
00:20:01,498 --> 00:20:03,730
participating in community in chopping wood and all

541
00:20:03,730 --> 00:20:04,208
these things.

542
00:20:05,164 --> 00:20:07,556
1 of those factors is having a reason

543
00:20:07,556 --> 00:20:09,172
to get up in the morning. It is

544
00:20:09,484 --> 00:20:11,158
purpose. It is our why.

545
00:20:11,716 --> 00:20:13,868
Right? And I think the 2 of you

546
00:20:13,868 --> 00:20:15,484
probably have very clear

547
00:20:15,941 --> 00:20:17,456
definitions of your why,

548
00:20:18,587 --> 00:20:20,501
you do these things. You know Chris, there's...

549
00:20:20,661 --> 00:20:22,575
It's funny you that There's this... I I've

550
00:20:22,575 --> 00:20:24,410
read this book, and there's this concept in

551
00:20:24,649 --> 00:20:26,085
Japan's. And just fresh on my mind because

552
00:20:26,085 --> 00:20:27,441
we're leaning to Japan in a couple weeks.

553
00:20:27,933 --> 00:20:32,059
It's E e guy. I key IKIGAI

554
00:20:32,059 --> 00:20:33,487
still learning how to say the word. But

555
00:20:33,487 --> 00:20:35,891
it's finding that purpose. And you mentioned that

556
00:20:36,185 --> 00:20:37,873
it's pay and I, you know, we think

557
00:20:37,873 --> 00:20:39,408
you think we have pretty clear

558
00:20:39,944 --> 00:20:41,457
visions and identities. And I would say that

559
00:20:41,457 --> 00:20:43,051
for me personally, part of the reason why

560
00:20:43,051 --> 00:20:43,345
it

561
00:20:43,942 --> 00:20:46,175
I love this podcast at doing the podcast

562
00:20:46,175 --> 00:20:48,647
is because I'm actually searching for that. I

563
00:20:48,647 --> 00:20:49,705
don't have a clear

564
00:20:50,082 --> 00:20:51,677
definition of that. So I'm on the opposite

565
00:20:51,677 --> 00:20:54,750
side where I'm looking for that because I've

566
00:20:54,890 --> 00:20:58,029
I've reached success for what most

567
00:20:58,490 --> 00:21:01,462
people would deem successful. In terms of going

568
00:21:01,462 --> 00:21:03,855
to college, getting good good job, retiring from

569
00:21:03,855 --> 00:21:06,089
set of job, having enough passive income to

570
00:21:06,089 --> 00:21:07,546
cover my life lifestyle expenses

571
00:21:07,859 --> 00:21:10,259
having being financially free. You know, these are

572
00:21:10,259 --> 00:21:12,340
these are what society deem to be successful.

573
00:21:12,740 --> 00:21:14,340
But now that I have all this time

574
00:21:14,340 --> 00:21:16,234
on my hand, we'll now able to start

575
00:21:16,433 --> 00:21:19,212
being intros and not doing things because I

576
00:21:19,212 --> 00:21:21,515
need to do things because my parents or

577
00:21:21,515 --> 00:21:23,659
society has told me to, but now asking

578
00:21:23,659 --> 00:21:24,159
myself,

579
00:21:24,548 --> 00:21:25,978
what do I really wanna do? Like, what

580
00:21:25,978 --> 00:21:28,363
genuinely drives me. And that's part of what

581
00:21:28,363 --> 00:21:31,383
this this journey is is identifying and asking

582
00:21:31,383 --> 00:21:33,132
that question that when you're working...

583
00:21:34,261 --> 00:21:36,252
10:12 hour day, you can't... Get don't off

584
00:21:36,252 --> 00:21:37,527
time because you need to put food on

585
00:21:37,527 --> 00:21:39,757
the table. You're not thinking about what to

586
00:21:39,757 --> 00:21:41,589
my. My wife is I need to survive.

587
00:21:41,908 --> 00:21:44,400
Yeah. Right? So it takes that level of

588
00:21:44,400 --> 00:21:47,119
of wealth and understanding and intros intersection to

589
00:21:47,119 --> 00:21:48,740
get to that point and ask those

590
00:21:49,279 --> 00:21:50,080
deeper questions.

591
00:21:51,133 --> 00:21:53,627
Oh, yeah. I mean, when I quit

592
00:21:54,403 --> 00:21:55,281
teaching. Right?

593
00:21:56,557 --> 00:21:58,551
I actually didn't even realize it at a

594
00:21:58,551 --> 00:21:59,987
time. But I think I went through a

595
00:21:59,987 --> 00:22:02,654
little bit of a depression period where

596
00:22:03,350 --> 00:22:05,023
back depression, but, like, just kind of a

597
00:22:05,023 --> 00:22:07,494
low because all of a sudden, I lost

598
00:22:07,494 --> 00:22:08,392
my friend circle

599
00:22:08,784 --> 00:22:10,376
Right? Everybody else is working,

600
00:22:11,650 --> 00:22:12,150
and

601
00:22:12,765 --> 00:22:14,061
I had to really

602
00:22:14,676 --> 00:22:15,176
find

603
00:22:15,551 --> 00:22:16,586
a reason to...

604
00:22:17,159 --> 00:22:18,117
Of course, I have to get out of

605
00:22:18,117 --> 00:22:20,032
my daughter and stuff, but that's that's that's

606
00:22:20,032 --> 00:22:22,186
it. Right? She's out to to to school,

607
00:22:22,425 --> 00:22:23,702
what what am I doing with the rest

608
00:22:23,702 --> 00:22:24,340
of the time.

609
00:22:25,634 --> 00:22:27,152
And it was through a lot of, like,

610
00:22:27,392 --> 00:22:27,892
walking

611
00:22:28,351 --> 00:22:29,490
meditation and

612
00:22:29,869 --> 00:22:32,267
conversations with Mike. I just dragged him out

613
00:22:32,267 --> 00:22:33,785
for a walk with me and. Yeah.

614
00:22:35,314 --> 00:22:38,194
And that helped me kind of re center

615
00:22:38,726 --> 00:22:41,344
myself. Like, I found what I wanted to

616
00:22:41,344 --> 00:22:43,034
do. Right? And it wasn't

617
00:22:43,897 --> 00:22:44,397
financial

618
00:22:44,850 --> 00:22:45,246
related.

619
00:22:45,722 --> 00:22:48,341
Right? It was actually just I wanted to

620
00:22:48,341 --> 00:22:50,586
share my journey, my

621
00:22:51,689 --> 00:22:53,442
Rbc journey at the time because that was

622
00:22:53,442 --> 00:22:53,999
all we had.

623
00:22:55,194 --> 00:22:56,890
And then after that, we have the whole

624
00:22:56,947 --> 00:22:57,447
dips,

625
00:22:57,824 --> 00:22:59,577
you know, evolution and all that kind of

626
00:22:59,577 --> 00:23:01,384
stuff we could talk about that later. But

627
00:23:01,902 --> 00:23:04,606
Yeah. It was definitely when you lose that,

628
00:23:05,322 --> 00:23:05,822
it's

629
00:23:06,436 --> 00:23:07,072
it's hard.

630
00:23:08,598 --> 00:23:10,030
Your identity shifted.

631
00:23:10,507 --> 00:23:13,371
Yeah. Yeah. I experienced a little bit of

632
00:23:13,371 --> 00:23:13,610
that,

633
00:23:15,534 --> 00:23:18,011
when I stepped away from my education career,

634
00:23:18,330 --> 00:23:20,109
and and, I mean, just being

635
00:23:21,446 --> 00:23:21,846
authentic,

636
00:23:22,659 --> 00:23:24,417
it felt really good to say that I

637
00:23:24,417 --> 00:23:25,136
was a principal,

638
00:23:26,734 --> 00:23:29,471
being first generation to go through college to

639
00:23:29,531 --> 00:23:31,858
have my teaching, it experience and then be

640
00:23:31,858 --> 00:23:34,483
a principal for 13 years, like it was

641
00:23:34,483 --> 00:23:35,381
an identity

642
00:23:35,756 --> 00:23:37,290
that I put on my cell

643
00:23:37,839 --> 00:23:40,659
and what was interesting is people people love

644
00:23:40,799 --> 00:23:43,359
because they're familiar with education and what a

645
00:23:43,359 --> 00:23:44,880
principle is and then so they can talk

646
00:23:44,880 --> 00:23:47,450
about that. When I stepped away from that,

647
00:23:47,690 --> 00:23:50,244
and I became an Ib c coach. What

648
00:23:50,324 --> 00:23:52,879
I found was if I'm at a gathering,

649
00:23:53,038 --> 00:23:54,316
a social gathering, whatever,

650
00:23:55,129 --> 00:23:57,361
people would not ask me about what I

651
00:23:57,361 --> 00:23:57,919
was doing.

652
00:23:59,036 --> 00:24:00,471
They... I don't know if they were afraid

653
00:24:00,630 --> 00:24:03,022
I was gonna sell them something or they

654
00:24:03,022 --> 00:24:04,787
just didn't have the context to know how

655
00:24:04,787 --> 00:24:07,090
to talk or what questions to ask, but

656
00:24:07,090 --> 00:24:09,393
people stop asking me about it and even

657
00:24:09,393 --> 00:24:10,108
even family.

658
00:24:10,585 --> 00:24:12,748
Stop asking me about it. So I went

659
00:24:12,748 --> 00:24:14,746
through a little bit of that identity shipped

660
00:24:14,746 --> 00:24:15,305
as well,

661
00:24:16,503 --> 00:24:19,240
and it can be really hard. Yeah. But

662
00:24:19,712 --> 00:24:22,041
We know when we push through those difficult

663
00:24:22,098 --> 00:24:25,598
times, growth happens. Right? That those friction points.

664
00:24:25,836 --> 00:24:27,347
If we'll push through that friction.

665
00:24:28,078 --> 00:24:29,987
Then there can be cleared in and freedom

666
00:24:29,987 --> 00:24:31,897
on the other side of it. Sorry paige.

667
00:24:32,135 --> 00:24:34,124
And that's why I was saying that when

668
00:24:34,124 --> 00:24:36,373
you know... You know, we were throwing around

669
00:24:36,373 --> 00:24:37,891
this idea of doing this podcast?

670
00:24:38,370 --> 00:24:40,287
The name, right, the title of the podcast,

671
00:24:40,767 --> 00:24:43,259
why it is an action verb. Right? It's

672
00:24:43,259 --> 00:24:44,619
finding. We haven't found it.

673
00:24:45,340 --> 00:24:48,700
With finding. We're still looking, and we down

674
00:24:48,700 --> 00:24:49,340
this journey,

675
00:24:49,820 --> 00:24:52,311
we don't wanna be alone. We want... More

676
00:24:52,311 --> 00:24:52,811
people

677
00:24:53,505 --> 00:24:56,211
searching with us. Right? Mh. We're not saying

678
00:24:56,211 --> 00:24:59,259
that we we know, like, exactly like this

679
00:24:59,316 --> 00:25:01,146
step 1, 2 and 3, follow this and

680
00:25:01,146 --> 00:25:03,386
you're for sure be there. Right? Here's no

681
00:25:03,386 --> 00:25:06,165
guarantee like that in life, but we're just

682
00:25:06,165 --> 00:25:08,309
saying, like, you know, we have already kind

683
00:25:08,309 --> 00:25:09,285
of been digging

684
00:25:11,980 --> 00:25:14,608
ourselves, like, and also together, we have being,

685
00:25:14,688 --> 00:25:16,201
like, just kind of being on this journey

686
00:25:16,201 --> 00:25:18,112
for a little bit maybe longer than others.

687
00:25:18,670 --> 00:25:19,568
And so

688
00:25:20,438 --> 00:25:23,388
we're just hoping that through this podcast, we

689
00:25:23,388 --> 00:25:25,222
can get more people involved.

690
00:25:25,940 --> 00:25:28,253
Well, kinda like a movement, if you wanna

691
00:25:28,253 --> 00:25:30,338
call it that. Right? Like that. Whole pressure.

692
00:25:30,816 --> 00:25:33,360
Right. No pressure already ring. But... But, you

693
00:25:33,360 --> 00:25:35,428
know, the whole fire movement... What is what

694
00:25:35,428 --> 00:25:37,416
does that stand for? An financial into financially

695
00:25:37,416 --> 00:25:40,059
independent early. Right. And I'm sure. That was

696
00:25:40,059 --> 00:25:42,799
basically what it was. Just someone who had,

697
00:25:43,259 --> 00:25:45,100
like, this idea and be like, hey, why

698
00:25:45,100 --> 00:25:46,619
don't we share this idea and get more

699
00:25:46,619 --> 00:25:48,619
people involved. And then before you know it,

700
00:25:48,954 --> 00:25:50,807
It's a whole movement. Bertha.

701
00:25:51,820 --> 00:25:52,298
Absolutely.

702
00:25:52,935 --> 00:25:55,585
Nino, I'm I'm I'm struck by

703
00:25:56,040 --> 00:25:56,916
an idea.

704
00:25:57,649 --> 00:25:59,108
And you talked about Eu.

705
00:25:59,647 --> 00:26:00,147
And

706
00:26:02,204 --> 00:26:05,401
this idea that we attract people into our

707
00:26:05,401 --> 00:26:07,329
lives to help us. Do the work that

708
00:26:07,329 --> 00:26:08,045
we need to do.

709
00:26:13,612 --> 00:26:15,679
Experienced a little bit of that with your

710
00:26:15,679 --> 00:26:16,077
wife.

711
00:26:16,729 --> 00:26:18,567
Oh, I mean, I I think that I

712
00:26:18,567 --> 00:26:20,585
think that I've experienced that with

713
00:26:21,444 --> 00:26:23,601
the biggest people that have had an impact

714
00:26:23,601 --> 00:26:25,040
on my life, But it wasn't...

715
00:26:25,694 --> 00:26:27,530
I don't think it was necessarily what I

716
00:26:27,530 --> 00:26:30,962
was going out and searching for. It's what

717
00:26:31,042 --> 00:26:33,277
I ended up finding. Yeah. It's... It it

718
00:26:33,277 --> 00:26:33,836
was the same thing.

719
00:26:34,489 --> 00:26:36,883
With my wife as it was with pay

720
00:26:36,883 --> 00:26:39,118
with Tar in general. It was those content

721
00:26:39,118 --> 00:26:40,874
where... I was searching and I knew that

722
00:26:40,954 --> 00:26:43,043
I needed something different. Like, at the time

723
00:26:43,043 --> 00:26:44,638
that I met my wife, I was going

724
00:26:44,638 --> 00:26:47,190
through a transition of getting out of school,

725
00:26:47,987 --> 00:26:50,379
becoming an actual diet, but also be becoming

726
00:26:50,379 --> 00:26:51,988
in a adult in the world. The Right.

727
00:26:52,226 --> 00:26:53,497
I I met my wife pretty young. We...

728
00:26:53,656 --> 00:26:55,586
I was 21 when I met her. And

729
00:26:55,642 --> 00:26:57,787
that was such a transition period for me

730
00:26:57,787 --> 00:27:00,523
and to to... Have somebody who would is

731
00:27:00,578 --> 00:27:04,064
very comfortable in their own identity and pursuing

732
00:27:04,064 --> 00:27:05,807
obviously, the field of psychology on its own,

733
00:27:06,457 --> 00:27:08,604
it's it's a challenging field because you have

734
00:27:08,604 --> 00:27:10,274
to be in tune yourself in order to

735
00:27:10,274 --> 00:27:12,341
help others in in in my opinion. And

736
00:27:12,341 --> 00:27:13,772
so she was. And so it's it's funny

737
00:27:13,852 --> 00:27:15,815
You mentioned that because the the impact that

738
00:27:15,934 --> 00:27:18,236
she had on my life as a result

739
00:27:18,236 --> 00:27:20,800
of just that meeting that happened stands was

740
00:27:20,856 --> 00:27:22,682
it allowed me to blossom. And it was

741
00:27:22,682 --> 00:27:24,429
very similar to what I met pay in

742
00:27:24,587 --> 00:27:27,064
Mike. It was, okay. Well, I'm stepping into

743
00:27:27,064 --> 00:27:29,685
this financial world, and I kinda feel like,

744
00:27:29,923 --> 00:27:31,512
I'm not sure what I'm doing, but then

745
00:27:31,512 --> 00:27:33,021
they open up their arms and say, hey,

746
00:27:33,514 --> 00:27:34,953
I think what you're doing is fine,

747
00:27:35,592 --> 00:27:37,270
be yourself and go for it than I

748
00:27:37,270 --> 00:27:39,748
just take off. Right? It's having... There's nothing

749
00:27:39,748 --> 00:27:42,705
more powerful than having somebody who genuinely believes

750
00:27:42,705 --> 00:27:44,557
in you. Not says they believe in you,

751
00:27:44,956 --> 00:27:47,351
but actually has the action to say that.

752
00:27:47,510 --> 00:27:49,527
And that's where now we're

753
00:27:50,224 --> 00:27:52,082
pay an I at that point where

754
00:27:52,793 --> 00:27:54,705
if we can share that, Yeah, We can

755
00:27:54,705 --> 00:27:56,776
meet with people at our pot at a

756
00:27:56,776 --> 00:27:59,325
community event, but it's limited to whoever could

757
00:27:59,325 --> 00:28:00,997
make it. You know, yeah. People have it

758
00:28:00,997 --> 00:28:03,403
flown into pays pot from from all over

759
00:28:03,403 --> 00:28:05,714
their country, but that's still limited. So now

760
00:28:05,714 --> 00:28:08,207
the message could be spread through a video

761
00:28:08,265 --> 00:28:09,004
through through

762
00:28:09,381 --> 00:28:11,231
and like Pay said, if we can we

763
00:28:11,231 --> 00:28:13,547
can impact the lives of of 1 person

764
00:28:13,547 --> 00:28:15,463
per podcast of 1 person for the whole

765
00:28:15,463 --> 00:28:18,177
show. Well, great. We've we've done what we've

766
00:28:18,177 --> 00:28:19,135
set out to achieve.

767
00:28:19,789 --> 00:28:21,627
Because I know that there's somebody out there,

768
00:28:21,707 --> 00:28:23,465
and there's gonna be people out there who

769
00:28:23,465 --> 00:28:25,622
are trying to figure that themselves out, trying

770
00:28:25,622 --> 00:28:27,301
to figure out their identity. Trying to figure

771
00:28:27,301 --> 00:28:29,811
out their why. And we could help

772
00:28:30,747 --> 00:28:32,900
kinda of fill that gap and hopefully, inspire

773
00:28:32,900 --> 00:28:34,415
and and and let people know that, hey.

774
00:28:34,574 --> 00:28:35,850
There's a whole another world out there if

775
00:28:35,850 --> 00:28:37,126
you if you wanna go out and get

776
00:28:37,126 --> 00:28:38,019
it. Yeah.

777
00:28:39,455 --> 00:28:40,434
Both of you

778
00:28:41,851 --> 00:28:42,670
have reached,

779
00:28:43,527 --> 00:28:45,363
as you said, you know, that level of,

780
00:28:45,523 --> 00:28:48,484
that people would say is success. Right, Financial

781
00:28:48,484 --> 00:28:49,675
success, blah blah blah. Right?

782
00:28:50,390 --> 00:28:50,890
And

783
00:28:51,422 --> 00:28:52,875
and so for our listeners,

784
00:28:53,407 --> 00:28:55,336
I mean, I I can't hammer this home

785
00:28:55,550 --> 00:28:55,789
enough.

786
00:28:56,677 --> 00:28:58,609
You're not doing this, like, for

787
00:28:59,064 --> 00:29:01,768
necessarily for an additional income stream. This was

788
00:29:01,768 --> 00:29:03,223
really the child of

789
00:29:03,693 --> 00:29:06,087
Oh, this is 10 x thinking, like, this

790
00:29:06,087 --> 00:29:08,321
people are asking us. We're having this conversation

791
00:29:08,321 --> 00:29:09,439
over and over and over again.

792
00:29:11,208 --> 00:29:13,510
How can we make it more accessible to

793
00:29:13,510 --> 00:29:13,669
them?

794
00:29:14,383 --> 00:29:14,621
Right?

795
00:29:15,256 --> 00:29:17,796
So rather than having just these pot that

796
00:29:17,796 --> 00:29:19,542
face to face and not everybody can attend,

797
00:29:20,434 --> 00:29:22,192
Let's just put... Let's open up our brains

798
00:29:22,192 --> 00:29:23,550
as you said, let's put it in a

799
00:29:23,550 --> 00:29:25,788
podcast and then people can have access to

800
00:29:25,788 --> 00:29:28,105
it, which I think's is a fantastic idea,

801
00:29:29,239 --> 00:29:30,837
Hey. I have a question for you.

802
00:29:33,473 --> 00:29:35,791
There was a documentary I saw. Watched it

803
00:29:35,791 --> 00:29:38,121
a couple times. Years ago. I think it

804
00:29:38,121 --> 00:29:39,078
was called happy.

805
00:29:41,709 --> 00:29:45,138
And there was some research in it where

806
00:29:45,138 --> 00:29:45,638
they

807
00:29:46,670 --> 00:29:47,970
tracks people's,

808
00:29:48,750 --> 00:29:51,150
joy or happiness in their lives,

809
00:29:52,190 --> 00:29:53,009
and they

810
00:29:53,630 --> 00:29:54,964
intersect that with

811
00:29:55,481 --> 00:29:56,516
material possessions.

812
00:29:58,266 --> 00:30:00,732
And what they found in their research is

813
00:30:00,732 --> 00:30:01,232
that

814
00:30:01,686 --> 00:30:03,141
to a certain level

815
00:30:04,089 --> 00:30:07,120
of material possessions, there was happy. There was

816
00:30:07,120 --> 00:30:08,874
a correlation to happy. In fact, if you...

817
00:30:09,114 --> 00:30:10,709
The example it says, if you come out

818
00:30:10,709 --> 00:30:12,623
of the woods and you're naked and you're

819
00:30:12,623 --> 00:30:15,419
wet and you're cold. And hungry. And someone

820
00:30:15,419 --> 00:30:17,320
gives you a blanket and put in front

821
00:30:17,320 --> 00:30:18,826
of the fire in a bowl of soup.

822
00:30:19,143 --> 00:30:21,460
Does your happy meter go up and Oh,

823
00:30:21,779 --> 00:30:24,660
it does. It absolutely does. But what they

824
00:30:24,660 --> 00:30:27,799
found in their research is that the more

825
00:30:28,019 --> 00:30:28,519
possessions

826
00:30:28,994 --> 00:30:31,875
that in material possessions, etcetera that you have,

827
00:30:32,515 --> 00:30:33,894
the actual opposite

828
00:30:34,275 --> 00:30:36,355
occurs. And I think there was something you

829
00:30:36,355 --> 00:30:38,767
said earlier that referenced that where it was

830
00:30:38,767 --> 00:30:39,247
almost like,

831
00:30:40,285 --> 00:30:42,602
like now that we've got this stuff, and

832
00:30:42,682 --> 00:30:44,774
Nino, I think you referenced this to now

833
00:30:44,774 --> 00:30:47,891
that we've kind of achieved this, like, you

834
00:30:47,891 --> 00:30:50,448
almost had this inversion of, oh, now, I've

835
00:30:50,448 --> 00:30:52,445
got more stuff that I could worry about

836
00:30:52,445 --> 00:30:55,093
or lose. The standard of living or whatever.

837
00:30:55,810 --> 00:30:58,361
As you pay for you and Mike, as

838
00:30:58,361 --> 00:31:00,594
you guys have experienced is coming from, you

839
00:31:00,594 --> 00:31:03,549
know, being teachers, and struggling and raising a

840
00:31:03,549 --> 00:31:05,691
family and trying to build a build business

841
00:31:05,691 --> 00:31:07,595
and doing real estate and all these different

842
00:31:07,595 --> 00:31:08,730
learning adventures

843
00:31:09,997 --> 00:31:11,434
Has that been a part of it at

844
00:31:11,434 --> 00:31:12,551
any point where you're like,

845
00:31:13,908 --> 00:31:15,584
I don't know if I feel as happy,

846
00:31:15,744 --> 00:31:17,420
and I've got all this other stops?

847
00:31:19,110 --> 00:31:21,982
I think the potential of it could be

848
00:31:21,982 --> 00:31:22,301
there,

849
00:31:23,098 --> 00:31:25,651
except that we didn't we didn't start. Like,

850
00:31:25,810 --> 00:31:27,326
we live very, like,

851
00:31:29,095 --> 00:31:30,770
modest. We show Hyundai, man.

852
00:31:32,046 --> 00:31:33,482
Not nothing wrong with On base, so I

853
00:31:33,482 --> 00:31:36,933
love them, but we didn't... Like, we didn't

854
00:31:37,884 --> 00:31:39,800
start spending. Like, I was telling Nino, Like,

855
00:31:39,960 --> 00:31:42,435
we have to practice. We've been for for

856
00:31:42,435 --> 00:31:44,670
years. We've been so disciplined and, like, we

857
00:31:44,670 --> 00:31:46,746
gotta earn the money. We gotta invest our

858
00:31:46,746 --> 00:31:47,246
money

859
00:31:47,719 --> 00:31:50,050
and, you know, that that muscle

860
00:31:50,506 --> 00:31:52,121
to spend the money

861
00:31:52,736 --> 00:31:55,443
shrunk. Right? Because we were so disciplined not

862
00:31:55,443 --> 00:31:58,267
to dos that. So it it's gotten to,

863
00:31:58,801 --> 00:32:00,234
you know, where we are today where we

864
00:32:00,234 --> 00:32:01,132
feel comfortable

865
00:32:01,746 --> 00:32:04,054
to start, you know, enjoying the money. We

866
00:32:04,054 --> 00:32:06,719
don't want to, like, just

867
00:32:07,574 --> 00:32:10,045
hide all the money and accumulate and just

868
00:32:10,045 --> 00:32:12,140
sit on it. Right? We wanna start

869
00:32:12,915 --> 00:32:15,404
enjoying the fruits of our labor, And also,

870
00:32:15,724 --> 00:32:17,984
I think that the whole happiness

871
00:32:18,444 --> 00:32:18,684
part,

872
00:32:19,325 --> 00:32:22,217
how I compensate for that if I think

873
00:32:22,377 --> 00:32:23,833
I will feel very, very

874
00:32:24,209 --> 00:32:26,041
just like, this is not what I really

875
00:32:26,041 --> 00:32:27,555
wanted to do if I, all, I do

876
00:32:27,555 --> 00:32:28,351
is just acquire...

877
00:32:29,643 --> 00:32:31,638
Things because the things don't make you happy.

878
00:32:32,436 --> 00:32:34,431
You know, when I bought my house, the

879
00:32:34,431 --> 00:32:36,027
1 that we are. Well, I'm sitting here

880
00:32:36,027 --> 00:32:37,166
right now, my

881
00:32:37,480 --> 00:32:40,299
what actually was back of my mind was

882
00:32:40,519 --> 00:32:41,980
how happy my

883
00:32:42,440 --> 00:32:43,500
friends and

884
00:32:44,119 --> 00:32:46,374
you know, associates would be when they come

885
00:32:46,374 --> 00:32:48,531
here and do and meet with me and

886
00:32:48,531 --> 00:32:51,089
do my product at this location. So even

887
00:32:51,089 --> 00:32:52,927
when I was fur finishing the place, when

888
00:32:53,007 --> 00:32:54,605
I was working with my interior designer,

889
00:32:55,498 --> 00:32:57,331
she initially, was just like, okay. This is

890
00:32:57,331 --> 00:32:58,448
going to be, you know, my living room

891
00:32:58,448 --> 00:33:00,361
is gonna be a comfortable lounge area, and

892
00:33:00,520 --> 00:33:03,072
I'm like, no. That's not the intention of

893
00:33:03,072 --> 00:33:05,714
my space. My space is I wanted to

894
00:33:05,714 --> 00:33:06,771
open it up

895
00:33:07,146 --> 00:33:10,329
for people to come, ability feeling inspire to

896
00:33:10,329 --> 00:33:13,693
share ideas. So we actually turn into a,

897
00:33:14,172 --> 00:33:14,412
like,

898
00:33:15,449 --> 00:33:16,907
a whole, like, a circular

899
00:33:17,444 --> 00:33:17,944
conversational

900
00:33:18,561 --> 00:33:21,206
type setting. And even so even in the

901
00:33:21,206 --> 00:33:23,595
the whole design of it was very intentional.

902
00:33:23,993 --> 00:33:26,461
Mh. And I think that because I came

903
00:33:26,461 --> 00:33:27,496
from that angle,

904
00:33:28,227 --> 00:33:30,135
like, looking around and all the things that

905
00:33:30,214 --> 00:33:32,519
I have. It's not that these things are

906
00:33:32,519 --> 00:33:34,585
gonna make me happy it's that I have

907
00:33:34,585 --> 00:33:35,301
to space now.

908
00:33:35,954 --> 00:33:36,454
To

909
00:33:37,154 --> 00:33:39,335
kind of perpetuate my

910
00:33:39,875 --> 00:33:42,755
purpose what I had, you know, envisioned. Right?

911
00:33:42,994 --> 00:33:44,535
I want 30, 40 people

912
00:33:45,169 --> 00:33:47,406
at a time who can gather and come

913
00:33:47,406 --> 00:33:49,483
be comfortable and, you know, have this type

914
00:33:49,483 --> 00:33:51,980
of conversation that we're doing right now, but

915
00:33:52,772 --> 00:33:54,128
in an amazing setting.

916
00:33:54,846 --> 00:33:56,362
So I wanna do a little plug and

917
00:33:56,362 --> 00:33:58,356
you, I'm gonna ask you to describe for

918
00:33:58,356 --> 00:34:00,669
us. I wanna do a plug for these

919
00:34:00,669 --> 00:34:01,466
these pot locks.

920
00:34:02,517 --> 00:34:05,139
Because not everybody has taken the trip, not

921
00:34:05,139 --> 00:34:05,855
everybody can,

922
00:34:07,126 --> 00:34:07,603
understandably.

923
00:34:08,001 --> 00:34:10,822
But if someone had the opportune Tuna, Nino

924
00:34:10,879 --> 00:34:13,267
to attend what of these pot looks?

925
00:34:14,382 --> 00:34:16,929
Hate a picture for us, what what would

926
00:34:16,929 --> 00:34:19,488
they experience? Unity when they come to 1

927
00:34:19,488 --> 00:34:20,282
of these pot lux.

928
00:34:21,950 --> 00:34:23,697
Yeah. I I remember my first 1, and

929
00:34:23,697 --> 00:34:25,047
it wasn't... It's crazy to me is that

930
00:34:25,047 --> 00:34:26,636
it wasn't that long ago. I mean, my

931
00:34:26,636 --> 00:34:29,196
first pot, like, was less than 16 months

932
00:34:29,196 --> 00:34:31,583
ago, and it's been pretty much monthly since

933
00:34:31,583 --> 00:34:32,719
then. But

934
00:34:33,095 --> 00:34:34,948
first and foremost, you are

935
00:34:35,417 --> 00:34:37,324
part of if you step right into a

936
00:34:37,324 --> 00:34:39,334
community. What... No matter what your

937
00:34:40,106 --> 00:34:42,465
experience level is, no matter if you're just

938
00:34:42,663 --> 00:34:44,094
starting out, or you don't even know what

939
00:34:44,173 --> 00:34:46,342
Iv or the income snowball is

940
00:34:46,717 --> 00:34:49,101
or your experience, and you've been doing it

941
00:34:49,101 --> 00:34:51,023
for years on that end and you're trying

942
00:34:51,023 --> 00:34:53,088
to find out these advanced strategies. You have

943
00:34:53,088 --> 00:34:55,549
a collection of people from all different walks

944
00:34:55,549 --> 00:34:58,249
of life, both from a financial experience, but

945
00:34:58,249 --> 00:35:00,412
also from an age range, of people who

946
00:35:00,412 --> 00:35:02,087
are doing this and who are on this

947
00:35:02,087 --> 00:35:04,581
journey together. And you just have really

948
00:35:04,958 --> 00:35:06,793
good food. Right? So is Bought, and and

949
00:35:06,793 --> 00:35:08,467
it's gone... I would say within these last

950
00:35:08,467 --> 00:35:10,875
6 months, it's people are, like, my wife

951
00:35:10,875 --> 00:35:12,630
will make something and then somebody else was,

952
00:35:12,710 --> 00:35:14,305
like, let's, all homemade food that that most

953
00:35:14,305 --> 00:35:16,059
people are bringing. You're like, okay, this is

954
00:35:16,059 --> 00:35:17,735
really good from a health perspective, of course.

955
00:35:17,894 --> 00:35:19,431
Right? Right? But

956
00:35:19,744 --> 00:35:21,179
you just have the sense of community and

957
00:35:21,179 --> 00:35:23,652
people are... There's no agenda There's no okay.

958
00:35:23,811 --> 00:35:26,204
We're gonna talk about this. It's what's fresh

959
00:35:26,204 --> 00:35:28,517
on our minds for from this month or

960
00:35:28,517 --> 00:35:29,257
what something

961
00:35:29,570 --> 00:35:31,349
we wanna discuss. And as we

962
00:35:31,969 --> 00:35:33,650
as you go more and more, you start

963
00:35:33,650 --> 00:35:35,489
seeing more and more of the similar faces

964
00:35:35,489 --> 00:35:37,650
is we start talking on a deeper level.

965
00:35:37,984 --> 00:35:40,217
Of, okay. You wanna do this investment? Okay.

966
00:35:40,376 --> 00:35:43,269
But what? What does this unlock for you

967
00:35:43,567 --> 00:35:45,640
that the investment is doing for you. Why

968
00:35:45,640 --> 00:35:47,530
do you wanna choose that as opposed to

969
00:35:47,730 --> 00:35:48,849
doing a different investment.

970
00:35:49,250 --> 00:35:51,510
And when you see people coming together

971
00:35:52,210 --> 00:35:54,369
to answer that question, you're getting all these

972
00:35:54,369 --> 00:35:56,690
different perspectives, it almost turns into a a

973
00:35:56,690 --> 00:35:59,013
group therapy sessions for that person asking the

974
00:35:59,013 --> 00:36:01,242
question, so they're able to get these different

975
00:36:01,242 --> 00:36:02,834
perspectives and they can go home feeling like,

976
00:36:02,993 --> 00:36:04,346
wow, no now I have an action plan,

977
00:36:04,505 --> 00:36:06,097
but not only that, I have a support

978
00:36:06,097 --> 00:36:06,416
system.

979
00:36:06,909 --> 00:36:08,670
You come back to the next poll and

980
00:36:08,670 --> 00:36:10,269
people will ask... So, hey, how did that

981
00:36:10,269 --> 00:36:11,469
end up going? What did you end up

982
00:36:11,469 --> 00:36:13,630
deciding with that? And that's something that is...

983
00:36:14,442 --> 00:36:16,851
Invaluable on in terms of just an overall

984
00:36:17,226 --> 00:36:19,056
financial journey, but also just journey of life,

985
00:36:19,215 --> 00:36:20,567
having communities so important.

986
00:36:21,379 --> 00:36:23,137
So, Nino, I wanna build on that

987
00:36:24,016 --> 00:36:27,533
because you came into this community. Right? I

988
00:36:27,533 --> 00:36:30,170
want I want you to brag on, pay

989
00:36:30,170 --> 00:36:32,601
a little bit. What have you seen

990
00:36:33,137 --> 00:36:35,290
over the years as you've gotten an no

991
00:36:35,290 --> 00:36:37,703
pay, what was it that attracted you

992
00:36:38,080 --> 00:36:39,378
and continues,

993
00:36:40,329 --> 00:36:42,726
to grow and and you wanted to do

994
00:36:42,726 --> 00:36:43,765
a podcast with pay.

995
00:36:45,362 --> 00:36:47,461
I think the biggest thing is that

996
00:36:48,335 --> 00:36:50,195
there's 2 things. There's the drive

997
00:36:50,494 --> 00:36:50,994
for

998
00:36:51,454 --> 00:36:53,454
for more. And I don't mean more possessions.

999
00:36:53,775 --> 00:36:55,155
I just mean achieving

1000
00:36:55,454 --> 00:36:57,628
more. That's... I think and that's that's something

1001
00:36:57,628 --> 00:36:59,945
that anybody can relate to is that practice

1002
00:36:59,945 --> 00:37:01,623
what you preach and pay as a walking

1003
00:37:01,623 --> 00:37:02,902
pinnacle if practice what you preach.

1004
00:37:03,621 --> 00:37:04,660
But beyond that,

1005
00:37:05,313 --> 00:37:07,624
there's this... Ever since I was young. I

1006
00:37:07,624 --> 00:37:09,855
remember my parents, family members and just going

1007
00:37:09,855 --> 00:37:11,766
through college. I was always an odd ball.

1008
00:37:12,085 --> 00:37:13,599
I remember being in college, and I would

1009
00:37:13,599 --> 00:37:15,764
always have my my... My meals prepped, then

1010
00:37:15,844 --> 00:37:17,913
I would be eating kind of during class

1011
00:37:17,913 --> 00:37:19,584
and drinking And people would always be like,

1012
00:37:19,982 --> 00:37:22,051
what is this kid doing? Like, who are

1013
00:37:22,051 --> 00:37:23,404
you Why are you doing?? You're just kind

1014
00:37:23,404 --> 00:37:25,403
of an odd ball. Going to college and

1015
00:37:25,403 --> 00:37:27,226
then going into my career field, which is

1016
00:37:27,226 --> 00:37:29,682
primarily women, and I'm just... I stick out.

1017
00:37:29,840 --> 00:37:31,266
I've always stuck out like a sore,

1018
00:37:32,079 --> 00:37:33,996
And the moment that I met pay, it

1019
00:37:33,996 --> 00:37:34,875
was, oh,

1020
00:37:35,753 --> 00:37:37,511
you're 1 of us now. And it was

1021
00:37:37,511 --> 00:37:40,556
to to meet somebody to be on the

1022
00:37:40,556 --> 00:37:41,375
same wavelength

1023
00:37:42,070 --> 00:37:44,778
is extremely difficult for me. To to to

1024
00:37:44,778 --> 00:37:47,089
find friends is okay because it's it's there's...

1025
00:37:47,328 --> 00:37:49,410
It's not problem finding people who kind of

1026
00:37:49,410 --> 00:37:51,870
have similar interest. But finding someone that works

1027
00:37:51,870 --> 00:37:53,855
on the same wavelength, but can challenge you

1028
00:37:53,855 --> 00:37:55,681
or can ask you questions that you don't

1029
00:37:55,681 --> 00:37:56,792
even know you need to ask,

1030
00:37:57,443 --> 00:37:59,275
that is huge, and she could do that

1031
00:37:59,275 --> 00:38:01,289
with me, and she could do that with

1032
00:38:01,427 --> 00:38:03,578
anybody at any level, which I think is

1033
00:38:03,578 --> 00:38:04,135
so empowering.

1034
00:38:05,506 --> 00:38:07,420
You get ready to travel to Japan. Right?

1035
00:38:07,979 --> 00:38:08,218
Yes.

1036
00:38:09,016 --> 00:38:11,430
And I reminded of the term a Japanese

1037
00:38:11,568 --> 00:38:14,200
term that talks about, like, your your family.

1038
00:38:14,693 --> 00:38:17,084
Right? But it's not your biological family.

1039
00:38:17,721 --> 00:38:18,598
Is it why?

1040
00:38:19,155 --> 00:38:21,386
Yes. I know it's somehow. I doubt. It's

1041
00:38:21,386 --> 00:38:23,777
like it's like you found your why?

1042
00:38:24,667 --> 00:38:27,286
Right. You know, it's like your community, the

1043
00:38:27,286 --> 00:38:30,698
people that you feel accepted and encouraged and

1044
00:38:30,698 --> 00:38:32,285
you can get back to and all of

1045
00:38:32,285 --> 00:38:32,523
that.

1046
00:38:33,334 --> 00:38:35,571
1 and even even beyond that... I... What

1047
00:38:35,731 --> 00:38:37,169
I just... Sorry. Pay What I just wanted

1048
00:38:37,169 --> 00:38:39,746
to emphasize what was beyond the that, there's

1049
00:38:40,299 --> 00:38:42,295
we've, like, paced on that in this area.

1050
00:38:42,454 --> 00:38:45,088
But now, let's expand that because something that

1051
00:38:45,248 --> 00:38:46,068
I'm very

1052
00:38:46,606 --> 00:38:49,971
passionate about and just more curious about is

1053
00:38:49,971 --> 00:38:52,358
the younger generation. Obviously, for for me, it...

1054
00:38:52,517 --> 00:38:54,506
And this goes back to the question you're

1055
00:38:54,506 --> 00:38:56,495
talking about with pay about just having

1056
00:38:56,909 --> 00:38:58,982
sessions or or or possession, sorry, And Mh.

1057
00:38:59,221 --> 00:39:02,730
And just thinking about acquiring more. And the

1058
00:39:02,730 --> 00:39:04,404
nature of the world we live in is

1059
00:39:04,404 --> 00:39:05,382
people are

1060
00:39:06,253 --> 00:39:08,479
eyeball driven. They go off of what they

1061
00:39:08,479 --> 00:39:11,024
see. Right? If if someone's gonna meet you

1062
00:39:11,024 --> 00:39:13,091
and only have 30 seconds of a first

1063
00:39:13,091 --> 00:39:15,000
impression because they're used to that on social

1064
00:39:15,000 --> 00:39:15,318
media,

1065
00:39:15,969 --> 00:39:17,722
what their first impression of you is going

1066
00:39:17,722 --> 00:39:20,112
to indicate a lot. So you might not

1067
00:39:20,112 --> 00:39:22,183
be a flashy person, but I'll tell you

1068
00:39:22,183 --> 00:39:25,467
right now, somebody seeing a fancy car or

1069
00:39:25,467 --> 00:39:26,366
a big house

1070
00:39:26,743 --> 00:39:29,216
versus a modest home and a modest car.

1071
00:39:29,774 --> 00:39:32,007
They're gonna gravitate towards okay, well, why is

1072
00:39:32,007 --> 00:39:32,827
this person

1073
00:39:33,297 --> 00:39:35,446
have this fancy car this fancy house. Doesn't

1074
00:39:35,446 --> 00:39:37,277
it mean that that they obtained it through

1075
00:39:37,277 --> 00:39:39,824
a means of success or or maybe they're

1076
00:39:39,824 --> 00:39:41,574
financially in debt to purchase those at... Those

1077
00:39:41,574 --> 00:39:42,074
liabilities.

1078
00:39:42,704 --> 00:39:45,019
But they're gonna ask a question. And that's

1079
00:39:45,019 --> 00:39:45,838
something that

1080
00:39:46,456 --> 00:39:48,452
I used to be so anti against because

1081
00:39:48,452 --> 00:39:50,447
we were so conditioned. Don't spend money on

1082
00:39:50,447 --> 00:39:53,012
that. Don't do this. And now I realized

1083
00:39:53,012 --> 00:39:54,762
as I've talked to people who are younger

1084
00:39:54,762 --> 00:39:56,989
than me. And I realized well, that gets

1085
00:39:56,989 --> 00:39:57,705
them in the door.

1086
00:39:58,421 --> 00:39:59,715
Right? I go and they ask me a

1087
00:39:59,715 --> 00:40:01,554
question about my car. They... Or they find

1088
00:40:01,554 --> 00:40:02,295
out that

1089
00:40:02,594 --> 00:40:04,355
I'm not even 30 yet, and I'm financially

1090
00:40:04,355 --> 00:40:05,875
free. That's like, okay. Hold on. Hold on.

1091
00:40:06,195 --> 00:40:08,275
That right there will open up the door.

1092
00:40:08,529 --> 00:40:10,767
Then I can start providing that information. But

1093
00:40:10,767 --> 00:40:12,365
if they didn't know that about me, they

1094
00:40:12,365 --> 00:40:13,724
would have never asked that question. I would

1095
00:40:13,724 --> 00:40:15,642
have never been able to have that impact

1096
00:40:15,642 --> 00:40:17,480
on them. So I think that that's kind

1097
00:40:17,480 --> 00:40:20,115
of the... Being open to how you're gonna

1098
00:40:20,115 --> 00:40:22,730
reach people, I think is very is very

1099
00:40:22,730 --> 00:40:24,552
powerful just has as did with myself.

1100
00:40:25,997 --> 00:40:27,670
I think 1 of the thing too,

1101
00:40:28,706 --> 00:40:30,857
about, you know, reaching people.

1102
00:40:31,973 --> 00:40:34,363
What we can share, the information that we

1103
00:40:34,363 --> 00:40:36,527
share can work for anyone. Do you what

1104
00:40:36,607 --> 00:40:38,039
Mean, like, it's not what you kinda, you

1105
00:40:38,039 --> 00:40:40,822
know, previous podcast recording. We we talked about

1106
00:40:40,822 --> 00:40:42,905
a little bit about how for I can

1107
00:40:42,905 --> 00:40:44,337
be a doctor. I can be a lawyer.

1108
00:40:44,576 --> 00:40:47,120
I could be an engineer, but that's it.

1109
00:40:47,438 --> 00:40:49,267
I can earn money for myself, but I

1110
00:40:49,267 --> 00:40:50,324
can't help others

1111
00:40:51,255 --> 00:40:51,971
do the same.

1112
00:40:52,544 --> 00:40:52,784
Right?

1113
00:40:53,902 --> 00:40:55,580
I can committee give career advice, but that's

1114
00:40:55,580 --> 00:40:57,657
about it. But what we do and in

1115
00:40:57,657 --> 00:40:58,376
our, you know,

1116
00:40:59,748 --> 00:41:01,820
financial journey and and what we do.

1117
00:41:02,457 --> 00:41:05,007
The information that we share, it doesn't matter

1118
00:41:05,007 --> 00:41:06,862
what you are. You can be

1119
00:41:07,253 --> 00:41:09,161
you know, you could be a teacher, you

1120
00:41:09,161 --> 00:41:10,990
can be a doctor. You can be you

1121
00:41:10,990 --> 00:41:12,024
can be doing anything.

1122
00:41:12,819 --> 00:41:14,965
What we teach is well, what we share

1123
00:41:14,965 --> 00:41:16,476
is about how to use that.

1124
00:41:17,208 --> 00:41:17,925
Resource you have.

1125
00:41:18,722 --> 00:41:18,960
Right?

1126
00:41:20,394 --> 00:41:20,894
And

1127
00:41:21,271 --> 00:41:22,785
anyone, as long as you put your mind

1128
00:41:22,785 --> 00:41:23,980
to it and and kind of,

1129
00:41:27,178 --> 00:41:29,320
can follow the path that we kinda tried

1130
00:41:29,320 --> 00:41:30,273
to blade for people.

1131
00:41:30,987 --> 00:41:34,081
You can achieve pretty much, you know, what

1132
00:41:34,081 --> 00:41:34,849
we have done

1133
00:41:35,369 --> 00:41:37,369
So that's just kind of the separator,

1134
00:41:37,769 --> 00:41:40,010
I think for us and our audience,

1135
00:41:40,410 --> 00:41:43,050
than the other type of podcasts. Right? Like,

1136
00:41:43,383 --> 00:41:45,632
we can help people who have

1137
00:41:46,085 --> 00:41:47,754
very little to start with. Like, in the

1138
00:41:47,754 --> 00:41:50,217
beginning of their journey in the in this

1139
00:41:50,217 --> 00:41:51,568
in investing world, and

1140
00:41:52,379 --> 00:41:54,293
kinda take them to the next level in

1141
00:41:54,293 --> 00:41:54,611
die.

1142
00:41:55,967 --> 00:41:57,721
I have a mentor in my life,

1143
00:41:58,917 --> 00:42:00,831
shout out to doctor Paul fitzgerald.

1144
00:42:03,405 --> 00:42:03,805
And

1145
00:42:05,485 --> 00:42:06,385
he said

1146
00:42:07,005 --> 00:42:07,505
healing

1147
00:42:07,805 --> 00:42:09,184
happens in community.

1148
00:42:10,219 --> 00:42:13,019
It doesn't happen in isolation. Right, I think

1149
00:42:13,019 --> 00:42:15,980
that can apply whether it's financial, healing, emotional

1150
00:42:15,980 --> 00:42:16,460
healing,

1151
00:42:18,634 --> 00:42:21,425
you know, fitness health, money, whatever that area

1152
00:42:21,425 --> 00:42:22,462
of healing is,

1153
00:42:23,260 --> 00:42:24,616
it happens in community.

1154
00:42:25,174 --> 00:42:26,929
And what I think you guys are creating

1155
00:42:26,929 --> 00:42:27,907
with this podcast,

1156
00:42:29,016 --> 00:42:30,391
finding financial fitness

1157
00:42:31,324 --> 00:42:34,666
is creating that community that people can access

1158
00:42:34,666 --> 00:42:35,621
from anywhere.

1159
00:42:36,192 --> 00:42:38,414
Right? They don't have to be geographically tied

1160
00:42:38,414 --> 00:42:40,795
to you. They don't have to fit into

1161
00:42:40,795 --> 00:42:41,929
a certain category

1162
00:42:42,382 --> 00:42:44,286
financially or health wise or anything.

1163
00:42:44,699 --> 00:42:47,094
And they can tap into you guys sharing

1164
00:42:47,094 --> 00:42:48,951
your personal life experiences

1165
00:42:49,728 --> 00:42:52,761
and find that community that is supporting,

1166
00:42:53,574 --> 00:42:54,551
and encouraging

1167
00:42:54,926 --> 00:42:57,177
and also is laying out the bread breadcrumbs

1168
00:42:57,473 --> 00:42:59,304
for them where they're like, oh, so this

1169
00:42:59,304 --> 00:43:01,452
is this has been done. Like, I don't

1170
00:43:01,452 --> 00:43:02,748
have to figure this out

1171
00:43:03,297 --> 00:43:05,520
It's it's almost like the concept of who

1172
00:43:05,520 --> 00:43:06,949
not how. Right?

1173
00:43:07,982 --> 00:43:09,729
Who not how? You guys are the who

1174
00:43:09,729 --> 00:43:10,602
for people out there.

1175
00:43:11,253 --> 00:43:13,157
People who are looking for health,

1176
00:43:13,792 --> 00:43:17,601
financial fitness. Right? Finding financial fitness, which includes

1177
00:43:17,601 --> 00:43:20,319
the fitness part and the financial piece, you

1178
00:43:20,319 --> 00:43:21,599
are that who for them.

1179
00:43:22,400 --> 00:43:24,159
And you'll help them with the how. They

1180
00:43:24,159 --> 00:43:25,119
just gotta find the who.

1181
00:43:26,079 --> 00:43:26,400
Yeah.

1182
00:43:27,054 --> 00:43:27,373
Any...

1183
00:43:28,171 --> 00:43:29,848
I know we're up against the clock here,

1184
00:43:30,087 --> 00:43:30,407
Nino,

1185
00:43:31,284 --> 00:43:31,684
Any,

1186
00:43:32,482 --> 00:43:34,717
final comments or anything that you would like

1187
00:43:34,717 --> 00:43:36,828
to share about your projects

1188
00:43:37,524 --> 00:43:39,278
or any thoughts before we tie a bow

1189
00:43:39,278 --> 00:43:39,677
on this.

1190
00:43:43,026 --> 00:43:43,585
Hey. Go ahead.

1191
00:43:47,034 --> 00:43:48,954
No. I think this is great. I think

1192
00:43:49,355 --> 00:43:49,675
you know,

1193
00:43:50,394 --> 00:43:53,114
nino being so young and we joke. Right?

1194
00:43:53,355 --> 00:43:53,515
Like,

1195
00:43:54,564 --> 00:43:55,280
I could be his mom.

1196
00:43:56,552 --> 00:43:57,052
And

1197
00:43:57,744 --> 00:44:00,766
us, it it's unlikely pair. Right? That the

1198
00:44:00,766 --> 00:44:02,992
tool of us. But because of that, I

1199
00:44:02,992 --> 00:44:04,435
think you know, I'm

1200
00:44:05,148 --> 00:44:06,971
I'm hoping to reach at wider audience because

1201
00:44:06,971 --> 00:44:08,634
of that. Right? It's 1 thing if, you

1202
00:44:08,634 --> 00:44:11,664
know, I'm talking to someone of my same

1203
00:44:11,664 --> 00:44:13,573
age and and 1 that you kinda like,

1204
00:44:13,732 --> 00:44:15,959
okay. Well, that's your generation Good luck thanks.

1205
00:44:16,119 --> 00:44:17,684
Right? Like, in Incapable boomer type

1206
00:44:18,440 --> 00:44:18,599
situation.

1207
00:44:19,314 --> 00:44:19,814
But

1208
00:44:21,380 --> 00:44:23,447
I get that in home from tongue time

1209
00:44:23,447 --> 00:44:25,036
and with my children visit. Yes.

1210
00:44:25,845 --> 00:44:27,670
But I think, you know, the the fact

1211
00:44:27,670 --> 00:44:28,702
that, like, you know,

1212
00:44:29,495 --> 00:44:32,375
our age difference and our, you know, just

1213
00:44:32,431 --> 00:44:35,472
in general, I think, we're we're hoping that

1214
00:44:35,472 --> 00:44:37,090
this will reach a wider audience

1215
00:44:37,469 --> 00:44:37,969
because

1216
00:44:38,348 --> 00:44:40,206
there's something that can resonate

1217
00:44:40,585 --> 00:44:41,039
with

1218
00:44:41,555 --> 00:44:43,618
anyone out there. And that's the hope. We're

1219
00:44:43,618 --> 00:44:44,118
just,

1220
00:44:44,570 --> 00:44:44,887
you know,

1221
00:44:45,998 --> 00:44:48,061
hoping that this would reach that 1 person.

1222
00:44:48,537 --> 00:44:49,355
Else was listening

1223
00:44:49,744 --> 00:44:50,623
and make a note.

1224
00:44:51,661 --> 00:44:53,180
Yeah. I I think that's that's what well

1225
00:44:53,180 --> 00:44:54,538
said. I think for for me as well.

1226
00:44:54,777 --> 00:44:56,556
It's... There's been certain

1227
00:44:57,508 --> 00:44:59,663
podcasts such as the life success and legacy.

1228
00:44:59,823 --> 00:45:01,679
I remember just when I first found

1229
00:45:02,057 --> 00:45:04,212
the company, they're they're obviously if you're paying

1230
00:45:04,212 --> 00:45:06,458
mike and I got my first policy, and

1231
00:45:06,458 --> 00:45:08,605
then I looked at... Though, they have they

1232
00:45:08,605 --> 00:45:09,957
have a podcast, and then I remember going

1233
00:45:09,957 --> 00:45:11,706
to the archives and going on through the

1234
00:45:11,706 --> 00:45:13,774
breakdown of becoming your own banker, and I

1235
00:45:13,774 --> 00:45:16,571
realized holy cow. Like, these people just want

1236
00:45:16,571 --> 00:45:19,113
to educate. And that's something that really stuck

1237
00:45:19,113 --> 00:45:20,305
with me to this day. If I have

1238
00:45:20,305 --> 00:45:22,211
a question about the book or forgot something.

1239
00:45:22,704 --> 00:45:25,414
I will reference those podcasts. And there's other

1240
00:45:25,414 --> 00:45:27,247
people podcasts that I've listened to that I

1241
00:45:27,247 --> 00:45:29,559
have just inspired me to just improve my

1242
00:45:29,559 --> 00:45:32,448
life just overall, in general, be it finance

1243
00:45:32,448 --> 00:45:34,845
fitness or mental health. And I think that

1244
00:45:34,845 --> 00:45:36,443
that's something that I wanna be able to

1245
00:45:36,443 --> 00:45:38,840
do with pay. Just having... Yeah. I have

1246
00:45:39,000 --> 00:45:39,534
I have

1247
00:45:40,135 --> 00:45:42,295
youth on my side, which is great, but

1248
00:45:42,295 --> 00:45:43,835
there's something that you cannot

1249
00:45:44,454 --> 00:45:46,855
you cannot pay for life experiences. Right? You

1250
00:45:46,855 --> 00:45:48,543
have to go through them. And you mentioned

1251
00:45:48,543 --> 00:45:50,524
who not how and pays been mike, who

1252
00:45:50,524 --> 00:45:52,346
in that regard where I don't need to

1253
00:45:52,346 --> 00:45:54,802
go and pay shared stories multiple times about,

1254
00:45:55,293 --> 00:45:57,670
fail businesses, successful businesses. I don't need to

1255
00:45:57,670 --> 00:45:59,596
have to go through that on my own

1256
00:45:59,650 --> 00:46:01,789
to know what to do and what not

1257
00:46:01,789 --> 00:46:03,790
to do. And so I'm hoping that people...

1258
00:46:04,029 --> 00:46:06,357
No matter what age no matter what background

1259
00:46:06,414 --> 00:46:08,719
can tune into the show and know that

1260
00:46:08,719 --> 00:46:10,865
there's something that they can relate to. Because

1261
00:46:10,865 --> 00:46:13,108
we're coming from, like pace at different ages,

1262
00:46:13,267 --> 00:46:17,268
different ethnicities, different backgrounds, different cultures. Like, there's

1263
00:46:17,326 --> 00:46:19,077
there's little bit of everything that I think

1264
00:46:19,077 --> 00:46:22,036
really anybody can can relate to, which just

1265
00:46:22,036 --> 00:46:22,934
shows that

1266
00:46:23,311 --> 00:46:24,983
anybody can do this. And that's the message

1267
00:46:24,983 --> 00:46:26,815
that that we're we're trying to share and

1268
00:46:26,815 --> 00:46:28,407
and let's have some funnel along the way.

1269
00:46:29,203 --> 00:46:29,601
Absolutely.

1270
00:46:30,974 --> 00:46:33,454
Thank you Bose for taking this time.

1271
00:46:34,815 --> 00:46:37,934
It is... I'm super excited about this project.

1272
00:46:38,666 --> 00:46:40,496
Because, again, we stay in our lanes, so

1273
00:46:40,496 --> 00:46:42,326
we haven't gone out on the health thing

1274
00:46:42,326 --> 00:46:44,235
or the mental health piece, you know, any

1275
00:46:44,235 --> 00:46:46,157
of those kinds of things but it is

1276
00:46:46,157 --> 00:46:49,037
all intertwined. It is it is like a

1277
00:46:49,172 --> 00:46:51,473
box of loose coat hangers. You can't just

1278
00:46:51,473 --> 00:46:53,616
pull on 1 without getting just shutter stuff.

1279
00:46:54,188 --> 00:46:56,181
Attached to it. Right? So I said.

1280
00:46:56,899 --> 00:46:57,058
So,

1281
00:46:57,856 --> 00:46:58,594
I am

1282
00:46:58,972 --> 00:46:59,870
100

1283
00:47:00,008 --> 00:47:03,052
percent thrilled and behind this... Project that you

1284
00:47:03,052 --> 00:47:05,224
guys are working on, and I can't imagine

1285
00:47:05,281 --> 00:47:07,431
anyone better to do it. So to my

1286
00:47:07,431 --> 00:47:10,059
friends, Pay Nino. Thank you so much for

1287
00:47:10,059 --> 00:47:12,548
taking time, project to our listeners at the

1288
00:47:12,628 --> 00:47:13,767
Ls ssl podcast,

1289
00:47:14,306 --> 00:47:16,644
check them out. Right? Finding

1290
00:47:17,024 --> 00:47:19,501
financial freedom. Is there a, a tag an

1291
00:47:19,501 --> 00:47:20,061
email or a,

1292
00:47:21,512 --> 00:47:23,823
website that they go to or just looking

1293
00:47:23,823 --> 00:47:26,394
for that pod. Yeah. It's gonna be finding

1294
00:47:26,532 --> 00:47:29,497
financial fitness pod dot com. So P0D dot

1295
00:47:29,497 --> 00:47:31,651
com or we'll we'll be on on all

1296
00:47:31,651 --> 00:47:34,046
apple's Spotify wherever you find your podcast podcasts.

1297
00:47:34,525 --> 00:47:36,222
We will be on them as well. So

1298
00:47:36,440 --> 00:47:38,527
so super excited. Thanks for having us Chris

1299
00:47:38,527 --> 00:47:39,802
out. Yep. My pleasure.

1300
00:47:40,997 --> 00:47:42,590
So good to see you guys. Thank you

1301
00:47:42,590 --> 00:47:44,357
so much. To our listeners check check us

1302
00:47:44,357 --> 00:47:46,182
out it at life success legacy dot com,

1303
00:47:46,340 --> 00:47:48,324
give us the thumbs up, the adam boys,

1304
00:47:48,482 --> 00:47:49,989
the pat on the back, all the stuff

1305
00:47:49,989 --> 00:47:52,386
you're supposed to do. Right? Check And we

1306
00:47:52,386 --> 00:47:54,293
will catch you with our next episode of

1307
00:47:54,293 --> 00:47:56,755
the life success legacy podcast. Thank you.