Welcome to the Life success and legacy podcast.
We're glad you're here here and we hope
you enjoyed the episode.
Hey, everybody. Wanna welcome you back to this
episode of the life success legacy podcast. My
name is Chris Bay, and you will notice
I am not joined by any mike's.
We've tried to get Shelly to change her
name to Mike, but she won't go for
it.
No.
So
Shelley Forbes, if you were a client of
life success in legacy you already know Shelly,
and a adore Shelley like the rest of
us,
But if you're not a client, you're gonna
get to have the opportunity to get to
know Shelley For, who is our client coordinator.
And,
I'm super pumped, Shelley is 1 of my
favorite human beings on this on this planet.
And
as my wife calls her, my work wife,
because we work very closely than have for
many years now, and it's way more than
just
business associates. I mean, we're like family.
And so I'm thrilled Shelley that you would
take some time to join us on our
podcast. Thank you.
It's my pleasure. It's not my comfortable place,
but I'm happy to me with
I know.
I know you'd rather be in the background
just taking care of people and doing it
not have the attention focused on you. Right?
Yeah. Please.
But our...
So
let's go back.
Well, what we're gonna talk about is really
your
you And Todd, but, your husband Todd, but
you and your family's journey with infinite banking
and how this all kinda got started
and share with people. I think every time
we post an interview
the number of views jumps up. And I
think people love to hear the stories.
They're like, yeah, But how does that apply
to me. And when we tell stories, it's
not the technical side of by Bc, You
know, we're not talking about P ways and
mech and things like that.
We're just telling stories about how people
and
came to know about infinite banking and how
they use it in their lives.
So that's what we'd love to do is
just get to know Shelly and Todd's,
story and their family. You good with that?
Great.
Awesome.
So take us back,
where was the first
time that you kind of had an inkling
about infinite banking? How did you get introduced
to it?
The first time I ever had an inkling
about it was
or a friend of mine that I worked
with at the time
was doing infinite banking and she said something
about it I had no idea what she
was talking about,
but she and Chris Bay and Sean Bay
and Todd and Shelley Forest.
Have a mutual friend,
if who all refer to a sweet tea.
Yes.
Who started at a little coffee shop and
Ole the Kansas, and we were dying to
go see it because we knew it was
something she dreamed of starting. And so Todd
and I went to visit her, At new
shop and met Chris Bay.
And Chris started asking some questions out of
Genuine curiosity,
tell me about yourselves and what drives you
what you love?
What's your why? And Todd,
I think what's my why? What do you
mean and.
Not his language at.
But very quickly, we came to realize wait.
Sweet tease, coffee shop is because of
Ib c. We knew that in part,
but Chris started to ask us questions,
about Eu chris about
what if things were different.
What if you didn't work a job, you
didn't wanna work. And what if you dreamed
about options, and it started peaking our curiosity,
we just started having this conversation and we're
long we're talking about the infinite banking concept.
And that we don't have to do life
the way we were doing it because we
felt like we had to. And that is
how we were doing life at that time.
We I have to have this job because
it pays a certain amount of money to
raise our kids, and I have to be
in this work environment even though I want
to do something different.
And
have we started learning with the infinite banking
concept,
possibilities
really are infinite. And so we wanted to
start learning about it. So that's where we
had our first
introduction. We didn't know anything still, but we
realized
we want to learn about
what this is. It's...
Yeah. I like to go around to random
coffee shops and
and and pepper people with questions about their
life and their finances and things like that.
And what worthwhile you you you.
Use the phrase earlier,
Shell is 1 of my favorite people on
the planet and likewise, for Todd and me,
like, I brag to our clients all the
time. I work with the most amazing people
in the world,
not because of what, they know, but because
of who they are and they genuinely
genuinely care about people. I always get emotional
too.
Because I've not been in a work environment
where that really is the case. You know,
where they genuinely care about the people they
serve and that... Stood out to me immediately.
That these are people I can trust because
I can tell they're they're not asking questions
because they're nosy or trying to get something,
they just genuinely care and wonder how they
could help.
So I
sucked me right into
I have to know what this is and
why it seems special. I don't know why,
but it seems special.
And it is. I I often feel like
we are mas
as an infinite banking,
business.
Because when you pull back the curtain, it's
more about how do you help people create
the lives they want?
Absolutely. And oh, by the way, there happens
to be a financial element to many times
to those stories. Yeah. And oh, by the
way, we have this really amazing concept that
we teach on the side. Yeah. But I...
So many times, I I think of a
client of ours who lives in...
Used to live in Iowa and his moves
since, Julie.
And,
the first time I met her at a
boot camp, and after the boot camp, we
sat down, and she's sharing her finances and
all this stuff. And our conversation.
Went way over here.
And next thing I know I'm talking to
her about breakthrough something that you and I
and experience you and I share together
and
she ended up going through breakthrough, and I
never knew if she was gonna become a
client or not.
She did.
But
But I love that about
life success legacy. I mean, We're about people.
Yep.
Yeah. And oh, by the way, we teach
this financial concept. Yeah. Which happens to be
amazing and transformational, but it
edit.
So,
you started learning about Ib c, and was
that a difficult process. For you. And what
I'm getting at is kinda contrasting your mindset
or what you were taught about money or
not taught about money and how you... Your
relationship with money growing up, and
all of that was compared to... Oh, my
gosh. This concept is, like, way different than
what I've ever heard about. Because that was
hard for me. And It was not for
me.
And it's because I wasn't taught anything about
money. Right. So I didn't have a lot
to un learn. The only thing I knew
about money was to be afraid if I
didn't have enough because I grew up without
it. So I grew up really, really poor.
And there's a there's a lot of
drama in
I growing up years as well, but because
of all of that,
I'll just leave that as it is, but
because of all that,
there was no sense of security in any
way. No sense of security, lots of fear
growing up as a child about everything.
Including money and
watching my mom because if they're in her
life, trying to figure out how to feed
for little girls,
and
live in a place that's l,
and never having quite enough to really make
ends meet and working really hard to not
be able to make ends meet. So I
grew up with without understanding that if you
don't have enough
I used to scarcity mindset, truly a scarcity
mindset.
So when I did learn about And obviously,
know when I got a job and start
learning how to manage money and
got married had children way too young.
I did find myself still in that, you
know,
that same
way of living.
I did not want my children to grow
up with
and
not sure if I'm jumping too far ahead,
but You go with that girl. Went blood
and I got married,
I just kinda followed along with what he
did because I didn't know what else to
do. And his mindset,
as a farmer
is
to do what you gotta do, you gotta
get loans all the time. And so
while we didn't have land
debt was very comfortable for Todd, because that's
the only way you get what you need.
And so we quickly found ourselves in a
truckload of debt for us,
because our income was not huge just young,
a young married couple with young children.
And so we're incurring all this debt without
enough income, and I
started to get more and more fearful.
Eventually, Todd and I were introduced to
the the,
debt snowball
concept,
type. Z debt snow? Being yes. Cells. Yep?
S, and it did teach us a lot
of discipline, and we finally were able to
kinda get a grip slow down that debt
Snowball lease. But I also could quickly see
Oh my gosh. I don't see how we're
ever getting out of this todd hated it.
He absolutely despise.
That whole idea, but...
I believe I've heard him call him Dan
Ramsey. Sorry. Yeah. I wasn't.
I'll say it. He still calling that because
your you on. There's
just no fun, and you can't have what
you want. And,
there's no way to ever get what you
want
if you have all the debt that we
had and not enough income. So anyway,
but I also have this aversion to debt
because
I grew up with the scarcity mindset, and
it was getting worse and worse and worse
and we're gonna pass it on to our
kids and I don't like that. And so
I
got pretty bold and strong. I'm like, we're
changing this. We can't keep doing this. And
so we did get disciplined, and that's a
good thing.
But also knew we were never gonna get
ahead
and
teach our kids something completely different. So the
only learning I had
was what we learned from Dave Ramsey.
And
so when we learned about the infinite, banking
concept
I got so excited because it was really
easy to see and 1 of the reasons
I loved it is because it's so simple.
It is...
Ridiculously
simple.
So I'm like, got it. Done. Let's do
it. Well, Todd.
He has a great mind about money
except that his was more about
how to finance things and and make it
work for you. And but
still,
we were never getting ahead and but he
had this...
He could not wrap his mind. He still
has a hard time sometimes time wrapping his
mind around the infinite banking concept. But now
he sees it. He sees it working and
knows... So no. It wasn't hard for me.
It was for Todd.
So we kinda had to work through that.
It took us a while.
I remember
my wife, Sean
talking about and sharing her perspective on Ib
scenes. She says the hardest thing, which I
think you were ahead of the game in
some ways,
the hardest thing for her is inch out,
the old
learning
to make space for the new learning. Right.
Well, that noise as Nelson would call it,
that we've been listening to. It's been... You
know, we talk about the rut in our
brains.
And we created all these rut. And all
of a sudden,
there's a whole new pathway, and we gotta
figure out how to get rid of those
old routes to make space for the new
pathways.
Yes. Yes. The
I will say there is 1 piece that
did have me stuck for a while
is I
because I'm process minded, and I have to
know 0.1 0.2 0.3
Yeah. And it gets each of those. Right?
And I hear this with our clients a
lot too. And so that... This is why
I want to say it. I can remember
being it,
several boot camps. Because like I said, it
took us a while
to get on the same page, but I
remember being at several boot camps and seeing
why it worked.
But I didn't see exactly... Okay, But what
do I do step 1? What do I
do step 2? What do I do step
3? Before we even were working on an
individual plan.
Yeah. And I wanted all of those answers
before we even worked on an individual plan.
And I can remember Mike everett saying, just
calm down.
You'll you'll figure it out as we go,
but you're you're just learning right now. You
don't have to know all of those. And
that just... That was very hard for me
to not know
not get exactly weight how do I take
a loan? How do I use loan? How
do I pay a loan back, like, logistically,
what are those steps? Yes. That made me
afraid?
But that was really the only piece that
tripped me up. Yeah. Yeah.
So
fast forward a little bit, you guys
implement the infinite banking concept? I'm just curious,
when when did you start your first
policy?
Was December 2016.
2016.
Okay.
And
so
over this
time period that you've had your system.
Can you just talk to the listeners about
how you and Todd have used your Ib
c system? What are some of the examples
uv used it for?
Yeah. The first example was we got rid
of all of our speed at very fast.
And
because of the plan that
that the team helped us put in place,
I was able to leave
my job, my career,
which was a great job to have 1.
I hadn't it... But it was not at
all what I love doing.
So it gave me just having the plan
gave me the... Space in the freedom to
say, I can walk away from this, and
I did. So that was huge that that
was part of our financial plan. There was
a strategy to that... I didn't just leave.
So but the timing couldn't have been more
perfect in terms of what our family needed.
Our daughter was in need of some very
urgent.
Incredible medical care.
So I was able to focus my time
and energy on that for a while,
because of our plan
which helped us figure out how to do
that.
So we
got Ashley taken care of. We turned debt,
and really, we worked on capitalizing that 1
policy
for the first 4 years before we learned
about,
the income snowball
concept as well. And
we have now started working on that to
to create passive income, for the future. So
we're... Now we have 5 policies,
which is
they're all fully capitalized now as of this
spring,
Yeah. Looking forward to starting more, but we're
using
our banking system
to
fund our incomes snowball.
Kind of like your own personal ever growing
line of credit that no 1 asks any
any questions about
Yep. We... And we actually...
We just recently
bought some office space that
we intended... To use, but we bought it
just from our banking system. We didn't have
to take a loan. We had cash to
buy it, which was really cool. Felt really
great
We're also remodeling our home and so we
ended up deciding you know low?
We jumped the gun a little bit on
this. We don't have capacity.
So we actually just sold that space yesterday.
The building that we did. We I mean
told you yet. We sold it. Not we
just like that. I I can't think about
this right now. Bunch of the irons in
the fire. Yeah. We actually do have another
space that we'll be using with my father
love. So it's fine, but
Yeah.
But it was really cool that we had
the cash on hand to just do that
and not have to go to the bank
and we were gonna be pay ourselves back
for it. And
you know, just the power to make those
decisions when opportunities are in front of you.
Now we have to stop and think wait,
let's think about this
It's so easy to jump right into it.
We need to still take some time to
think a little bit more, but it was
okay. I'm I'm reminded
Nelson
Nash talking about,
when you have capital,
opportunities will find you. True.
And
there are, you know, times in my life,
it it sounds like for you as well,
that
there weren't opportunities.
And
but now it is, you have to be
discerning. Right? Because you do have access to
capital
and
opportunities present themselves. So now I have to
decide. Sean and I have to decide
Is this an opportunity we wanna take? Does
is this an alignment with
what we want and what we're creating?
Mh. I'm curious because you and Todd,
like Sean and myself come from, you know,
alternative universes and how be
approach life and think and our behaviors and
our personalities like that's what makes marriage. So
darn frustrating and exciting all of us at
time. Yeah.
What would you say for you guys would
be found successful
or help you guys thrive,
and what would you suggest to maybe other...
Couples who may come at things differently. I
know
for us, we have,
regular,
week... Sean calls them financial dates,
And I think you guys have had similar
meetings or whatever you call them? What are
some of those things because you and Todd
clement?
You view things so differently what... How you
been able to come together?
Yeah. I don't think we could be any
more different than we are. Which you're right
is frustrating and in incredibly exciting at the
same time.
And... So
1 of them is, you know, we've been
married for over 30 years and so we
just you learn each other and how to
communicate effectively
or the best that we can.
And 1 of the things I know about
Todd is
just be ready when he's ready.
So I kind of have myself always in
a ready spot. I'm ready to talk when
you are
and
So I'm always ready. I've got I got
my charts and everything ready to go when
he's ready.
Although sometimes he'll say, he'll just ask random
questions, and I don't have those charts pulled
up. Like, we have to have a meeting.
Which... So you tell me when you wanna
meet because we need to look at all
this together. I can't just rattle these out
of midway.
But we do... When
he starts thinking about things and getting excited
about, you know,
when... How soon can we pay off this
piece of land when when... Use our banging
system to do that. So then we'll sit
down and just...
Talk through things, wish we would have done
that with the building too, but
we didn't we jump right in,
but we'll
look at all of our information and, you
know, when when are our next premiums do,
how much cash value do we have now,
what will we have when we pay our
next premiums because it will grow.
What's the smartest thing to do when and
we also utilize our coaches when we need
to,
and we just a lot of times,
things that we think we want to do
in terms of paying off land or
buying a piece of equipment or whatever,
we
we can step back from
what used to be an emotional decision and
actually see the numbers in front of us
and compare if we do this, here's what
will happen. But if we do that,
our money will
grow. So should we wait on that?
And here's a for instance,
when we
left the Kansas city area to move to
where our farm is in Northwest Missouri.
Our mortgage was cut by
like 70 percent. Like, we paid 30 percent
of buckle were paying before.
And I joke around and say, we live
in a tiny home. It's a ranch style
home. It's not a tiny home, but
it's a little home in rural
northwest z,
and it needs some updates and all of
that. And for the longest time, and, I
just made you laugh every time I know
because we would waffle back and forth between,
let's build something out in the country versus
no. Let's just fix up what we have
and stay here. Do we really want a
huge... Property, and do we wanna be tied
to a huge mortgage in rural Northwest Missouri.
What makes the most sense? And we've just
gone back and forth them back and forth
And we finally... We really have settled on
stain where we are because
it gives us so much freedom.
I'm not saying it would have been wrong
to build that would have been fine it
could have been folded into our plan, but
we start to see what's more important to
us and having freedom to go where grandchildren
are, we only have 1 now, but we
plan to have many.
I like. And grandparents talk about. We plan
to have many planned out.
Seems like there's some other players in that
in performance. They're irrelevant. But they're irrelevant.
I
small rules. Hey bright. We like having the
freedom to be able to go on a
camping trip with all of them or just
to go hang out or to go help
take care of somebody who's sick or whatever
and
not have to worry about,
the bigger
monthly expenses
that aren't earning us anything.
Yeah. If we we used to think a
home was an asset, and it not. It's
a liability
and we don't wanna be tied to a
barrel liability.
We... If... Unless it becomes something that it's
can make us some money somehow. Maybe we'll
do that. But
so that's how we
kinda make those decisions based on is it
expanding our freedom and
helping us grow into the future that we
wanna have for our family
or does it hold us back?
I wanna get to family,
but there's something that you were talking about
and all these choices and everything, and Corey
sheer,
is a friend of ours and a consultant
who we have tapped into his his
organization is called trust centric,
and
he asked
Mike,
Everett and myself 1 day, and I don't
even remember the context,
But he asked us what is our definition
of wealth.
And as we were all discussing kind of
where we landed was,
wealth is having options.
And and I get to see that a
close and personal
on Wednesday afternoons. I get the volunteer a
food pantry,
and I get to see the lack of
options. Well, plan.
And
so anyway, I think,
you know, 1 of the things about life
success and legacy is we wanna inspire financial
hope and freedom.
That is wealth. That is options. It's not
that we
are so money driven or anything like that.
I mean, there well, I've caught we have
clients who are rushing it compared to what
we're doing with our system.
I mean, they're
building so much passive of income, you know,
ridiculous.
That's not me. I I find joy and
simplicity.
I find joy in helping people. I'd rather
spend my time doing this with you.
Or coaching a client,
then researching the latest and greatest return on
investment stuff. That's just not me. Now we
may lose some clients they're are like, what
is he talking about. But honestly, that's just
that's not me. That's not what motivates me.
So I like that definition of wealth being
having options.
Yes. So let's go to family.
Okay.
Kent,
you now have multiple
generations,
and I'm curious how that has played out
how Ib has played a role
with your adult you and Todd's adult children,
and even then to grandchildren Yeah And and
maybe to an extent even
older generation. When yeah.
Sure. So
that's a lot isn't it.
Yeah.
I will say,
I won't go into his story because it's
his story. Mh. But odds dad did learning
about the infinite banking concept, and
could very much see the value
in that, and, you know, we
took them through that,
process, and there are ways that it helped
him for sure, and that's the story I
don't really want to tell, but I will
say he definitely,
it it has been helpful to him.
And he and Todd still work together
with all that. I kinda remove myself from
it. You know, you've talked about. You know,
with family, yeah, it it can be kinda
hard to
we're to navigate that well. Mh. But it
definitely has been, you for sure blessing in
his, like, I'm very helpful.
My son,
Logan,
gosh,
amazing guy
has
a background in wealth management specifically with,
on the insurance side of things property and
casualty. So
risk
stuff.
And at first, he thought,
walmart what he he after said, what are
you doing? You need to bring your money
into our company and. Well, that's me for
you, Blah blah.
And I agreed I would talk with him
more about it if he would learn more
about Ib c. And it took a while.
Gosh. I think a couple of years, before
he even came to a boot camp. And
I remember mike Ge even saying,
I sent Logan might have the arrival syndrome
just a little bit.
He he does.
But
at 1 point it all clicked with Logan
and he realized.
I really need to be serious about looking
at this. And so
he at he and his wife, Alex have
far surpassed odd me in our plan, and
they actually,
well, I don't wanna tell their story either,
but they have an amazing clayton
that they can choose to work.
Yeah. In not too many years from now,
like, less than 10 years or now. They
could choose not to work if they wanted
to. Now they're not the kind who wouldn't
work. They'll always contribute to society in a
very.
Big way,
but
they won't have to.
They have an amazing planet
So, again, well... Options. They have options.
Yep. They do. Yeah.
And then
So my son and daughter daughter. So they're
in a situation where they're not ins she.
And so we're not able to ensure them,
but my granddaughter, we can ensure. And we
have as soon as she was born we
got a policy started on her because, you
know, having a a child who can't be
insured makes you kind of think differently
about
how soon this should get done. And so
we kind of tend to be preacher at
live success legacy about, oh, you have little
ones to get them insured today right now.
Because you never know what tomorrow holds, and
that's
maybe
a fear
situation that I have always going on in
my brain, but
I don't think it's...
Fears as much as I think it's just
smart to get that coverage being. It enough.
I mean, I've experienced it. Mike Ever has
experienced it with his grandchildren.
Yeah. I mean, there's...
I can give example after example of kids
that cannot get insured.
Yep.
Or adults that can't get insured and don't
don't have insurance. And so, yeah, we we
do preach.
Now we do get on our soap box
about that because it makes a difference. So
at just this week, we had a kiddo,
a grandchild that was denied.
Yep. And, you know, to some degree, it's
heartbreaking,
especially as you go into the future and
you think about, okay, That... That kiddo is
something gonna get married.
Right?
And if they don't have it can't get
insurance, what does that mean for their family
if something were to happen to them? The
besides the whole C thing. Yeah.
Yeah.
But there... You know, the hopeful thing in
the middle wall of that,
you know, the fact that we can ensure
and did ensure Capri
still gets her family started.
Really.
Right now. And that's 1 of the things
I I tell clients, you know, when we
have to give them the hard news that
this child not
or you're not ins insure, so your child
can't have that death benefit,
assurance on your life, durable But because of
Ib, there are options, it's still infinite. Even,
you know, even if you're not ins insure,
there are still options.
And so,
I I just always like to mention that.
So even for my son and lo daughter,
if they decide to learn about Iv and
ever implement it in their lives there are
options. Mh.
We won't go into that here, but I'm
the thrilled that I have... We've got a
policy going on my granddaughter and we talked
about it. She's only 3.
And I bought Beaver the banker, the book
that I learned about.
And the author was there in Mike Everett
at New and he went and grabbed it
about a book for I'm, like, I need
that book. And so I jumped online and
got it for right away. And we just
read it this trip. I was there last
week and we read it into she loves
that book. She loves beaver and
hadn't ever heard about banking and what is
this about? So she has no idea what
I will say.
But
she's being introduced to the words. So she
won't grow up having to un unload anything,
to make space for Ib c. It's just
gonna be. He's just gonna
So tell listeners a little bit about Cap,
because sometimes Cap and our meetings will pop
up on your lap and
if in engage with us. Really she just
wants. Grandma. Right? What does she call you?
Gigi? Gigi. That's right. Gigi. She just wants
Gigi to get off her computer and play.
Right?
Well yes, but she also, I... She does
now because she's associated the fact that work
takes me away from her. But you know,
I got to help take care of her
for the first 4 months of her life.
Most of our clients know this either because
I've been there while I'm coaching them and
she pops in.
Or because I just have to talk about
her because I love her so much. But
she grew up in front of the computer
screen with me working. She she was often
right there with me. And so
it's...
And gets it. This is this is part
of our life. And this is part of
the infinite thinking concept. And
So... Yeah.
Yeah.
Shelley form this,
conversation.
Is so rewarding for me.
Just listening to what you and Todd and
your family have
created
and are creating,
And and then what you bring to the
table for our
life success legacy clients.
I can't imagine and, in fact, I hate
to do this, but I have to give
credit to your husband who told me I
needed to hire you.
Adam yeah.
In this conversation.
We'll do another
conversation.
We need a follow up. Where we talk
more about your role as the client coordinator
within life success and legacy.
Okay good.
The personal side, the story, the journey that
you guys have taken
is
so fun to hear,
It is just an absolute
absolute blast to hear. And I know our
listeners are gonna enjoy it as well.
Well, thanks. I.
Appreciate the opportunity to tell my story even
though I don't like telling it on the
camera. But. Is there anything else that you
would want the listeners to know before we
wrap this up?
I think
I I think I basically already said this,
but it's a...
Conversation that I find myself having frequently with
clients is,
especially people who have an accumulation mindset or
they're not having enough. I I do hear
that a lot,
what if I can't
pay that? It feels like a bill. What
if I can't pay it,
or what if whatever? There are so many
what and
I remember that feeling, all what if and
all the fear
and
Id has really helped me understand money is
just a tool. It really is just a
tool.
Not to be played with lightly and taken
lightly and, you know,
be irresponsible,
but
it's just a tool.
And if you use it that way weather
and I've heard mike ever say this a
lot. Whether it's a little,
or it's a lot, it works the exact
same way.
And so if you live within your means
and use money as the tool that it
is,
it will all work out. It it just
will. I mean, there there's
responsibility
in the middle of all that, you have
to, you know, be responsible,
have coaches who can help you think through
stuff, use them,
follow the plan.
That's key. I mean, you can't just buy
a life insurance policy and say, okay. I'm
done now let's see it work. Yeah. Actually,
you take action. And I feel like once
once we had a plan,
and we're able to use it and... Follow
it and take the action. Fear just goes
away because it does what it's supposed to
do if I do what I'm supposed to
do. That's really all it is. The question
people always ask is there's always a risk.
What's the risk? Yeah?
Yeah. And and and they kinda give us
the side eye when we go
you are.
It's so true. It's so true
When you guys told us how to start,
we did not do it the way you
said. We did it
half of what you said. And it's fine
because it still worked the same way, but
dang it, it could've worked better.
Bob not kick ourselves all the ty work.
We should've have done what they said.
And that is just absolutely the truth and
and now working with life 6. Just legacy
I see. The sausage you get made. I
see what happens on the back end and
I hear everybody talk about.
No. Let's give them plenty of room. Let's
let's be sure we don't come short here.
Let's be sure we help. Know how conservative
we are.
So conservative. And if I would have realized
that, back let's we got started,
but my fear of
not having enough to live in To fear
of not being able to do everything he
wants to do.
Held us back. And so, yeah, I I
think
trusted
the process,
and following it and, you know, doing what
the plan says. You gotta do what the
plan says.
And
You don't have to be afraid. Money just
a tool. Even though Mike Ever didn't do
what his plan was supposed to do the
first 3 years of his plan. Still worked.
Yeah and work better if you follow the
plant. Totally.
My friend. This has been so fun. Thank
you for stepping out of your comfort zone
and stepping in front of a little camera.
I appreciate that so much. And I look
forward to our next 1 where we start
talking about your role within life success and
legacy.
To our listeners, we wanna thank you all
for joining us at the life 6... Us
legacy podcast. Check us out. Our website is
life success legacy dot com, we have tons
of resources. So whatever your learning style is,
whether it's listening to whether it is reading,
if you like to,
kinda study on your own, We have a
learning kit, with lots of resources for you,
or if you prefer to talk, then just
reach out to us. We have a contact
us,
button on our website. And if you wanna
talk with 1 of us, we'd love to
do that, can also sign up for webinars
that we do
2... We usually 2 times a month or
so. Mike Everett typically does those. It's kind
of an introduction and a, summary of the
becoming your own banker book. And then our
deep dive learning is our boot camps, which
we do about every 6 weeks. That is
a 2 and a half to 3 hour
deep dive into infinite banking.
We recommend you do some pre learning before
you get to that. Do the webinar, Read
Nelson's book, etcetera before you jump to the
boot k up because that would be, like,
jumping into calculus,
and you don't know your math facts yet.
Right?
So to our listeners, thank you again for
joining us, and we will catch you next
time on our life success legacy podcast.