1 00:00:00,000 --> 00:00:02,740 Evernorth brings the power of wonder and relentless 2 00:00:02,799 --> 00:00:05,599 innovation to create world class pharmacy, care, and 3 00:00:05,599 --> 00:00:06,580 benefit solutions. 4 00:00:07,200 --> 00:00:08,960 Barriers to care can lead to gaps in 5 00:00:08,960 --> 00:00:10,719 care, which can drive up the total cost 6 00:00:10,719 --> 00:00:13,839 of care. Our capabilities work seamlessly together to 7 00:00:13,839 --> 00:00:17,245 create innovative pharmacy care and benefit solutions for 8 00:00:17,245 --> 00:00:18,225 today and tomorrow. 9 00:00:18,765 --> 00:00:21,565 Our connected health services make the treatment, prediction, 10 00:00:21,565 --> 00:00:24,225 and prevention of health care's most complex conditions 11 00:00:24,685 --> 00:00:27,265 easier and more accessible as we drive organizations 12 00:00:27,404 --> 00:00:28,464 and people forward. 13 00:00:29,300 --> 00:00:31,300 This is Haley Recker with the Becker's Payer 14 00:00:31,300 --> 00:00:33,380 Podcast, and we are recording live at the 15 00:00:33,380 --> 00:00:35,960 Becker's third annual spring payer issues roundtable. 16 00:00:36,340 --> 00:00:38,739 Today, I am joined by Harlan Pickett, president 17 00:00:38,739 --> 00:00:40,280 of EqualCare Health Solutions. 18 00:00:40,835 --> 00:00:42,354 Harlan, thank you so much for joining me 19 00:00:42,354 --> 00:00:43,715 today. Can you go ahead and tell us 20 00:00:43,715 --> 00:00:45,554 a little bit about yourself and your background? 21 00:00:45,554 --> 00:00:47,554 Absolutely. It's my pleasure to be here. Great 22 00:00:47,554 --> 00:00:49,255 event. I've really enjoyed it. 23 00:00:49,875 --> 00:00:52,295 I have been in the insurance and 24 00:00:52,755 --> 00:00:55,469 health care world for about eighteen years. Started 25 00:00:55,469 --> 00:00:57,810 Eagle Care back in 2019. 26 00:00:59,070 --> 00:00:59,890 We provide 27 00:01:00,429 --> 00:01:01,570 alternative solutions 28 00:01:02,350 --> 00:01:03,090 for employers 29 00:01:03,550 --> 00:01:06,109 to help control their health care spend and 30 00:01:06,109 --> 00:01:08,450 to provide better access to health care. 31 00:01:09,015 --> 00:01:11,515 These are customized plans, nothing off the shelf. 32 00:01:11,814 --> 00:01:14,855 It actually gives the employer control over what 33 00:01:14,855 --> 00:01:17,255 their health plan looks like instead of once 34 00:01:17,255 --> 00:01:19,174 in, you know, a one size fits all. 35 00:01:19,174 --> 00:01:21,115 That that's that's not 36 00:01:21,829 --> 00:01:23,209 effective in today's 37 00:01:23,909 --> 00:01:26,870 environment. It doesn't allow you to control cost 38 00:01:26,870 --> 00:01:28,790 in any way, shape, or form, and it 39 00:01:28,790 --> 00:01:30,329 certainly doesn't provide 40 00:01:30,790 --> 00:01:33,049 the access to health care that your employees 41 00:01:33,670 --> 00:01:34,170 deserve. 42 00:01:34,915 --> 00:01:37,314 Well, I'd like to start this conversation off 43 00:01:37,314 --> 00:01:39,314 by asking you what you and your team 44 00:01:39,314 --> 00:01:40,854 at Eagle Care Health Solutions 45 00:01:41,795 --> 00:01:42,775 does to 46 00:01:43,314 --> 00:01:45,715 ensure that the quality of care is kept 47 00:01:45,715 --> 00:01:46,454 at the forefront. 48 00:01:46,994 --> 00:01:48,854 Now that that is it's paramount. 49 00:01:49,189 --> 00:01:50,709 First of all, if you don't know cost 50 00:01:50,709 --> 00:01:52,250 and you don't know quality, 51 00:01:52,549 --> 00:01:54,790 there's no way you can understand what value 52 00:01:54,790 --> 00:01:56,629 is. There's a lot of talk about value 53 00:01:56,629 --> 00:01:57,849 based care right now. 54 00:01:58,310 --> 00:02:00,650 But in this health care system, 55 00:02:01,204 --> 00:02:02,965 it's almost impossible to know what the cost 56 00:02:02,965 --> 00:02:04,965 is first. Well, if you don't know the 57 00:02:04,965 --> 00:02:07,125 cost and you don't know the quality, how 58 00:02:07,125 --> 00:02:09,604 do you know it's valuable? How do you 59 00:02:09,604 --> 00:02:11,925 put a value to it? So we work 60 00:02:11,925 --> 00:02:14,324 diligently on that side of it. One of 61 00:02:14,324 --> 00:02:15,925 the major ways we do it is we 62 00:02:15,925 --> 00:02:17,340 do direct contracts with 63 00:02:17,800 --> 00:02:18,300 physicians 64 00:02:19,080 --> 00:02:20,139 that have shown 65 00:02:21,479 --> 00:02:21,979 outstanding 66 00:02:22,280 --> 00:02:25,020 outcomes and that actually care about their clients, 67 00:02:25,400 --> 00:02:27,340 so much so that it is a membership 68 00:02:27,560 --> 00:02:28,379 based model 69 00:02:29,145 --> 00:02:30,444 that is a monthly 70 00:02:30,905 --> 00:02:32,444 per member per month, 71 00:02:32,745 --> 00:02:35,705 and then any additional cost that would be 72 00:02:35,705 --> 00:02:36,925 incurred at 73 00:02:37,384 --> 00:02:38,284 that facility 74 00:02:39,384 --> 00:02:40,125 is zero. 75 00:02:40,504 --> 00:02:43,064 So it's just a monthly membership. There's no 76 00:02:43,064 --> 00:02:44,764 co pays. There's no out of pocket, 77 00:02:45,120 --> 00:02:47,700 and, therefore, any cost that happened there 78 00:02:48,879 --> 00:02:50,879 never are attributed to the plan. The plan 79 00:02:50,879 --> 00:02:52,879 doesn't have to pay anything. The employer doesn't 80 00:02:52,879 --> 00:02:54,639 have to pay anything. It's just that one 81 00:02:54,639 --> 00:02:56,740 monthly fee. This aligns 82 00:02:57,360 --> 00:02:58,099 the incentives 83 00:02:58,480 --> 00:02:59,300 for the 84 00:02:59,775 --> 00:03:00,275 patient 85 00:03:00,735 --> 00:03:01,555 and the physician 86 00:03:01,855 --> 00:03:04,514 and it rebuilds that relationship as well. 87 00:03:04,814 --> 00:03:08,514 Therefore, the patient and the physician working together 88 00:03:09,215 --> 00:03:11,474 with one goal and that is an improved 89 00:03:12,210 --> 00:03:14,930 quality of life and improved health for the 90 00:03:14,930 --> 00:03:15,430 patient. 91 00:03:16,210 --> 00:03:17,669 That's where you get the quality. 92 00:03:18,770 --> 00:03:20,770 Absolutely. You know, I'd like to keep that 93 00:03:20,770 --> 00:03:22,629 conversation going about quality. 94 00:03:23,090 --> 00:03:26,210 So improving quality and advancing health equity while 95 00:03:26,210 --> 00:03:28,034 also reducing cost seems to be a big 96 00:03:28,034 --> 00:03:30,275 priority for everyone in health care. So how 97 00:03:30,275 --> 00:03:32,194 do you approach aligning these priorities in your 98 00:03:32,194 --> 00:03:35,314 organization's strategic vision? Yeah. Imagine that the reason 99 00:03:35,314 --> 00:03:36,754 that you can't see a doctor is because 100 00:03:36,754 --> 00:03:38,135 I don't know how much it cost. 101 00:03:38,514 --> 00:03:39,895 We removed that barrier. 102 00:03:40,370 --> 00:03:43,270 So health equity in many cases is because 103 00:03:43,650 --> 00:03:44,949 folks cannot 104 00:03:45,490 --> 00:03:47,169 afford to go or they don't even know 105 00:03:47,169 --> 00:03:48,530 if they can afford to go, and there 106 00:03:48,530 --> 00:03:49,750 maybe isn't a location 107 00:03:50,129 --> 00:03:51,030 close to them. 108 00:03:51,729 --> 00:03:53,889 So doing these direct direct contracts, having a 109 00:03:53,889 --> 00:03:55,430 direct contract with a physician 110 00:03:56,104 --> 00:03:57,884 that's gonna give this individual 111 00:03:58,745 --> 00:04:00,424 not five to seven minutes, which is the 112 00:04:00,424 --> 00:04:03,144 national average, but is gonna provide them forty 113 00:04:03,144 --> 00:04:05,305 five minutes to an hour to focus just 114 00:04:05,305 --> 00:04:06,525 on them, have a conversation, 115 00:04:07,224 --> 00:04:09,384 not just about their health but about their 116 00:04:09,384 --> 00:04:10,525 lifestyle choices, 117 00:04:11,390 --> 00:04:14,129 It changes their life for a positive way. 118 00:04:14,830 --> 00:04:17,009 It brings them back into 119 00:04:17,470 --> 00:04:19,949 a relationship with a physician that they heard 120 00:04:19,949 --> 00:04:22,110 tell about, but it hasn't been available for 121 00:04:22,110 --> 00:04:24,875 so many years. It levels the playing field. 122 00:04:25,014 --> 00:04:26,694 This is a level of service that in 123 00:04:26,694 --> 00:04:28,854 most folks say, oh, you're talking about an 124 00:04:28,854 --> 00:04:31,495 executive concierge. No. No. We're not talking about 125 00:04:31,495 --> 00:04:33,914 an executive concierge. We're talking about 126 00:04:34,214 --> 00:04:34,875 a physician 127 00:04:35,254 --> 00:04:36,794 who is really invested 128 00:04:38,060 --> 00:04:38,960 in your health 129 00:04:39,580 --> 00:04:41,660 and invested so much so they wanna have 130 00:04:41,660 --> 00:04:42,240 a relationship. 131 00:04:42,620 --> 00:04:44,240 Most of our members 132 00:04:44,939 --> 00:04:46,540 don't just have an app that they work 133 00:04:46,540 --> 00:04:48,379 through to talk to their physician. They actually 134 00:04:48,379 --> 00:04:50,080 have their physician's phone number. 135 00:04:50,745 --> 00:04:52,665 They can text their physician. They can call 136 00:04:52,665 --> 00:04:55,305 their physician if something's going on. We've had 137 00:04:55,305 --> 00:04:57,705 the physician come and meet people on New 138 00:04:57,705 --> 00:04:58,525 Year's Eve 139 00:04:59,145 --> 00:05:00,205 whenever the baby 140 00:05:00,665 --> 00:05:03,750 was turning blue. What do I do? This 141 00:05:03,750 --> 00:05:05,769 would normally be an ER visit. 142 00:05:06,069 --> 00:05:07,990 It turned out it it although it sounds 143 00:05:07,990 --> 00:05:09,750 really serious, it turns out it was a 144 00:05:09,750 --> 00:05:11,209 very simple thing 145 00:05:11,509 --> 00:05:13,509 that the doctor was able to take care 146 00:05:13,509 --> 00:05:14,009 of. 147 00:05:14,745 --> 00:05:16,524 Those folks felt so much better. 148 00:05:16,824 --> 00:05:18,764 Obviously, the baby felt so much better, 149 00:05:19,145 --> 00:05:19,645 but 150 00:05:20,024 --> 00:05:23,225 they've never stopped talking about how important it 151 00:05:23,225 --> 00:05:25,145 was to them to have that relationship and 152 00:05:25,145 --> 00:05:27,305 have that opportunity to do that. Well, can 153 00:05:27,305 --> 00:05:28,745 you imagine what it was like when they 154 00:05:28,745 --> 00:05:29,884 went back to work 155 00:05:30,470 --> 00:05:31,930 to talk about their experience? 156 00:05:32,470 --> 00:05:33,449 All of a sudden, 157 00:05:33,830 --> 00:05:36,310 in that particular employer group, we started seeing 158 00:05:36,310 --> 00:05:37,770 even greater participation, 159 00:05:38,629 --> 00:05:41,990 even greater engagement than there was before. Sometimes 160 00:05:41,990 --> 00:05:43,370 all it takes is one 161 00:05:44,165 --> 00:05:45,064 isolated incident 162 00:05:45,605 --> 00:05:47,764 to make something just explode, and all of 163 00:05:47,764 --> 00:05:50,025 a sudden the uptake on it is incredible. 164 00:05:50,324 --> 00:05:52,564 Absolutely. That's amazing. And I'd like to keep 165 00:05:52,564 --> 00:05:54,264 the conversation going with HealthEquity, 166 00:05:55,205 --> 00:05:56,585 as you mentioned earlier. 167 00:05:57,360 --> 00:05:59,040 Can you share an overview of a key 168 00:05:59,040 --> 00:06:01,139 initiative here that you're involved in or particularly 169 00:06:01,279 --> 00:06:02,959 excited about, and what are you hoping to 170 00:06:02,959 --> 00:06:04,100 achieve? Yeah. There's 171 00:06:04,879 --> 00:06:06,420 there's obviously certain communities. 172 00:06:06,800 --> 00:06:08,800 And I won't just get into inner city. 173 00:06:08,800 --> 00:06:11,204 I mean, that's that's pretty well known, but 174 00:06:11,204 --> 00:06:13,524 we're talking about rural destinations right now. There's 175 00:06:13,524 --> 00:06:14,964 been a lot of talk at this conference 176 00:06:14,964 --> 00:06:17,604 about how do we affect change in rural 177 00:06:17,604 --> 00:06:20,805 areas to provide them access to. We're actually 178 00:06:21,444 --> 00:06:23,444 it it it's a pretty pretty new thing. 179 00:06:23,444 --> 00:06:25,685 It it became an opportunity for us. We're 180 00:06:25,685 --> 00:06:26,185 investing 181 00:06:27,139 --> 00:06:29,139 in a couple of physicians' offices that are 182 00:06:29,139 --> 00:06:30,120 in rural areas 183 00:06:31,139 --> 00:06:33,460 to help them change away from a fee 184 00:06:33,460 --> 00:06:35,319 for service to this membership 185 00:06:35,860 --> 00:06:36,680 based model 186 00:06:37,939 --> 00:06:39,240 because that then 187 00:06:40,245 --> 00:06:44,504 that generates your income today. What many rural 188 00:06:44,564 --> 00:06:45,064 positions 189 00:06:45,925 --> 00:06:47,064 cannot do 190 00:06:47,525 --> 00:06:49,384 is wait through the payment cycle. 191 00:06:49,845 --> 00:06:51,779 That payment cycle eats them up. 192 00:06:52,339 --> 00:06:53,480 Even if they are 193 00:06:53,939 --> 00:06:55,639 seeing a decent number, 194 00:06:56,420 --> 00:06:58,660 if you're spread across multiple health plans and 195 00:06:58,660 --> 00:07:00,980 you're continually waiting for that money to come 196 00:07:00,980 --> 00:07:01,480 in, 197 00:07:02,180 --> 00:07:04,339 they're already understaffed a lot of times, especially 198 00:07:04,339 --> 00:07:05,319 in rural areas. 199 00:07:05,764 --> 00:07:07,285 All of a sudden, now they can't afford 200 00:07:07,285 --> 00:07:08,805 to even keep the people on. It's hard 201 00:07:08,805 --> 00:07:10,425 for them to keep their practice going. 202 00:07:11,125 --> 00:07:12,985 A change in model then 203 00:07:13,764 --> 00:07:14,264 is 204 00:07:14,564 --> 00:07:17,544 an acceptable way to keep your practice going 205 00:07:17,605 --> 00:07:19,444 to help grow that practice because that that's 206 00:07:19,444 --> 00:07:21,449 what our our mission is going to be, 207 00:07:21,449 --> 00:07:23,710 is to bring then local employers 208 00:07:24,250 --> 00:07:26,410 even in those rural areas to show them, 209 00:07:26,410 --> 00:07:28,250 hey. Here's a here's a model that will 210 00:07:28,250 --> 00:07:30,730 work better, and now your folks can have 211 00:07:30,730 --> 00:07:32,650 this relationship again. The other thing we're doing 212 00:07:32,650 --> 00:07:34,569 is providing them technology so that they can 213 00:07:34,569 --> 00:07:35,310 do televisits. 214 00:07:36,104 --> 00:07:37,785 Many of them don't have that type of 215 00:07:37,785 --> 00:07:40,264 infrastructure in their practice, but we're bringing that 216 00:07:40,264 --> 00:07:42,345 technology to them so that they can provide 217 00:07:42,345 --> 00:07:44,985 that too. That helps expand their practice within 218 00:07:44,985 --> 00:07:45,724 their state. 219 00:07:46,104 --> 00:07:48,285 Amazing. Well, this has been such a fascinating 220 00:07:48,425 --> 00:07:50,720 conversation. Again, this is Haley Rucker with the 221 00:07:50,720 --> 00:07:51,860 Becker's Payer Podcast 222 00:07:52,319 --> 00:07:54,399 recorded live at the Becker's third annual spring 223 00:07:54,399 --> 00:07:56,720 payer issues roundtable. Harlan, thank you so much 224 00:07:56,720 --> 00:07:58,479 for joining me today. It's been my honor 225 00:07:58,479 --> 00:08:00,100 and my pleasure. Thank you so much,