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This is Laura D with the Becker health

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care podcast.

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I'm thrilled today to be joined by Doctor

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Darren Weather, Chief Medical Officer at Atrial Health

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plans. Doctor Weather is the pleasure to have

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you on the podcast guest today?

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Laura, thanks for the invitation. Happy to join

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you.

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Now I'm really excited for our discussion and

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and learn more about when you're doing at

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health plans and how you're thinking about growth

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and development for the future. But before we

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dive in, can you tell us a little

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bit more about yourself and your background?

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Sure. Happy to do so.

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I've been in managed care for the past

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13 years,

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holding roles at Cove tree ae

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Blue Cross Blue Shield, Arizona and for the

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past 2 years as the Chief Medical Officer

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are at Atrial Health plans,

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for your listeners

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As a Medicare Advantage plan that's headquartered in

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Salem, Oregon,

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we offer MAM

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map pd and

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dual slip coverage in Nevada and, Oregon.

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Oh, that's, you know, fantastic to hear and

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certainly it's such a an important role that

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you play within the community. Now, you know,

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when you're looking at,

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ahead, what are some of the big trends

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and headwind that you're following? How are you

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thinking

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about, you know, some of the different things

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happening in the healthcare space and and how

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you really can be part of that ecosystem.

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You know, I think there are so many

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regulatory,

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things that have faced us in.

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The Medicare Advantage world,

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you know, the final rule for 20 24

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required

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that health plans, create medical management committees that

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they didn't have them,

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and those committees had to involve

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community physicians as well as health plan,

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physicians and medical directors. So that was something

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new that we brought on this year,

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there certainly are other changes coming.

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I was reading earlier today about how

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different states are adding rules regarding.

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Prior

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authorization. So there has to be more transparency

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than we're used to,

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there has to be posting of the criteria

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that we're using to make

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determinations of care.

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And all of these are good and positive

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changes that have come to the marketplace,

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but they do require the health plans and

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the medical directors and Cmos to adjust

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the way in which they're operating and performing.

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Each day seems to bring a new headline

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about the Gl 1, drug class,

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and there are expanded uses and

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potentially expanded

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indications.

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But along with that comes a lot of

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unplanned cost.

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So with Medicare,

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in addition to using Gl ones to treat

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diabetes,

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we now have the indication for

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treating

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major cardiovascular

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events, and

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there are a lot of people who will

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qualify

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for that, and and that certainly cost that

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most of us in the Medicare Advantage world

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didn't plan for.

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That that's really fascinating me here and especially,

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you know, looking at, as you mentioned, the

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growth and the development of the Gl ones.

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When you think about

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the expense associated with them as well as

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indications and and so forth,

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how do you plan around that in really

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being able to,

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cover it appropriately for your members?

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Do you see additional

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I guess policies is coming down the pipe

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or or how do you really manage that?

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Yeah. I think we are

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helped end handicapped away.

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In the M space because we have to

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follow Medicare rules.

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And so in that regard, if Medicare says,

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creates

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coverage

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determination or local coverage

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determination, then those are things that we're obligated

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to follow.

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In areas where they haven't, then we have

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more leeway.

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Certainly, those commercial plans,

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have the leeway that we don't for M

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a.

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So for the Gl ones, if the person

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has type 2 diabetes,

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then they're potentially eligible for for use of

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the medication,

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I've read where

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the Acp and others have recommended that Gl

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one's not be used as first line. And

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indeed,

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in some cases like sema,

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it's

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in the package labeling that it should not

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be used first line for uncontrolled diabetes.

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So we do try and make sure there's

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just appropriate

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utilization of the medication

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as for the Mace

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application then

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we're going to look to see if the

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member

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meets the age requirement, which is easy over

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18,

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that they have established

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cardiovascular

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disease. So they must have already had a

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heart attack or a stroke or have symptomatic

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Pad.

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In order to qualify,

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obesity also,

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a requirement,

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and

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then the soft criteria is that the medication

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has be used along with diet and exercise.

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That's sort of a given and not really

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something we focus a lot of attention on.

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What we do see are a lot of

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requests for people who meet the age and

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obesity criteria, but they don't have established cardiovascular

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disease already.

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Whether Medicare will

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seek statutory

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relief

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from congress and get

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approval to use this class of medications for

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weight losses yet to be seen. But I

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think that decision is gonna have to be

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based also

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upon what

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compensatory

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measures Medicare will take to try and balance

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the budget.

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That's great insight. Thank you so much, Doctor.

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Weather for walking us through that. Now I'm

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wondering, you know, as you look ahead, how

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are you thinking about growth for a future

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on the health plan side. What really will

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growth hinge on and how do you, you

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know,

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put yourself in the best position for success?

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Atrial is a small plan and regionally based

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there in the Pacific Northwest. And so

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we've grown through establish

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relationships with the providers with brokers with the

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members

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and

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tend to establish

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local care centers and the communities where we

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offer coverage.

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It's not unusual for our members to walk

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into those service centers and

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have questions

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answered, they could pay premium if such as

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required,

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but really be just a part of our

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world.

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We hold classes in some of the community

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centers and try and make it a place

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where where folks feel comfortable and feel valued.

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And that's worked for us,

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in the last annual enrollment period we grew

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by a, just about 30 percent year over

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year.

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And I think that speaks to the value

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that members are finding in that type of

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relationship.

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I think the other factor that we would

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look at is A number of larger multi

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state plans,

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united,

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being 1,

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are starting to pull out of communities where

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they find it more difficult to

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compete and where their margins may be smaller.

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So what's challenging for them? I think creates

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an opportunity for us.

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That... That's really helpful to know and understand

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it impressive growth. 30 sent here year over

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year.

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I remember is really something significant.

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You know, when you have that kind of

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place in the market where, you know, your

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you're

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smaller but growing.

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How do you navigate some of that expansion?

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How do you really make sure that you're

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set up to accommodate for that additional membership

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and and then looking, you know, do you

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anticipate there'll be continued rate of growth along

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those clients or how do you see the

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next 2 5 years going?

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Oh, part of our strategy has been to

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grow

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in partnership with delegated

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entities.

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So,

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p 3 health partners, which is based in

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Nevada,

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is 1 of our largest partners.

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We have additional partnerships in Nevada with Saint.

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Mary's and Prime care.

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And with Cascade,

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community care, for Ccc

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in Climate falls in in Oregon,

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And these are entities which take risk on,

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large segments of our population.

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So,

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as we grow, we grow in in

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coordination with them,

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plan alongside them for what additional resources will

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be needed.

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And and that that's been a big part

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of

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the work that we've done here in the

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past 2 years and I anticipate that continuing

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as we go forward.

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Right now, the plan holds risk really on

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just a small portion of the membership, you

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know, perhaps just

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fewer than 10 percent of the members are,

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does the plan hold risk in So the

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rest of it is really just delegated to

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those

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partners that we work with.

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But as we look to grow then the

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same opportunity comes forward, who wants to grow

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with us and are those same partners

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going to be part of that expansion or

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do we need to

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look to new partners in different areas?

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This was the first year that Atrial moved

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into the Portland marketplace.

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And

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and that's 1 of the areas where the

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plan continues to hold risk.

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We don't have a risk sharing partner there

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yet, but that's something we're exploring.

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Got it. That's helpful to know and, you

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know, just really a fascinating to think about

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how the evolution of the healthcare space

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is really driving

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where,

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health care delivery is headed. Now before we

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wrap up here, could you tell me a

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little bit more about a project or initiative

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from the last year that really yielded great

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results?

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Definitely.

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Like many plans we're

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dipping a tool to the world of Ai

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informed tools

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and we had a pilot project last year

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with the company called health at scale,

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which

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brought in a fraud waste and abuse

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Ai informed tool that we implemented

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in this segment of the patient

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population

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this was new for them because they'd had

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commercial clients, but not M A clients before,

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and it took adjusting the algorithm that they

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use so that it was in alignment with,

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Medicare rules

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such as

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national coverage

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determinations and local coverage

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determinations.

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And less reliant on their own internal algorithms,

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but working in concert, we found that we

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were able to identify an additional 2 percent

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and total medical expense, which was modi quantifiable

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or actionable.

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Most of that was

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over

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utilization that hadn't been identified by our usual

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tools that we were,

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employing

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in some cases, un instant,

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diagnoses

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or services,

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not supported by the medical record.

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And I think this is important because most

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health plans hours included

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have

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remarkably slim margins

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And

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if you're able to find an extra 2

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or 3 percent in medical expense, which you're

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able to reduce, it can be quite substantial.

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And impactful for the health plan.

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So we're excited about what we've learned from

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there

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looking at how we can expand

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those services across the rest of our

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member

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population

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and also look at other new tools which

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are coming to market, which might have

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similar advantages.

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Got it. That's really helpful to know and

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and really great results again here. I I

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think it's it's definitely

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makes a lot of sense to really focus

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in on the areas where, you know, you

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can make the biggest impact, and

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I I really appreciate you calling that to

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attention here. Doctor Weather. Thank you so much

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for joining us on the podcast today. This

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has been a really fantastic interview, and I

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look forward to connecting to you again soon.

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Laura, Thanks very much.